State Bank of India launches Har Ghar Lakhpati, a recurring deposit plan encouraging disciplined savings for long-term financial goals, with potential to grow modest monthly instalments into over ₹1 lakh within 10 years. State Bank of India’s Har Ghar Lakhpati…
As market fluctuations and healthcare expenses grow, affluent investors are adopting more comprehensive and flexible retirement plans that integrate Goal setting, tax efficiency, asset allocation, and regular reviews to secure their financial future. Retirement planning works best when it starts…
Daily habits and small decisions can quietly chip away at savings or boost financial well-being. Experts highlight that understanding spending, prioritising durability, cooking at home, and asking for better deals are powerful steps towards financial health. Looking back, the most…
Online calculators offer rough estimates for LIC policy surrender values but require careful consideration of policy terms, regulations, and vested bonuses, with recent rule changes adding complexity to the process. An online LIC surrender value calculator can give policyholders a…
The mortgage sector is witnessing a shift towards heightened governance and thorough scrutiny, aligning specialist lending with the industry’s evolving regulatory expectations driven by the FCA’s Consumer Duty regime. There is a clear shift across the mortgage market towards tighter…
Refinancing can ease debt burdens, but borrowers must weigh fees, terms, and overall costs to ensure the strategy truly benefits their financial health, especially when securing assets like home equity. Refinancing can be a useful way to make debt more…
In 2026, Hariyali Teej, a festival celebrating marital harmony, will align with major Independence Day sales, offering shoppers a prime opportunity for celebratory purchases and practical buys amid discounts on apparel, jewellery, and home decor. Hariyali Teej, a festival that…
India’s lower house has approved amendments enabling merchants to be charged fees on certain UPI transactions, marking a major change in the country’s rapidly expanding digital payments landscape. India’s lower house has approved a change to the law governing payment…
Navigating the true expenses of moving into a first apartment requires careful planning and smart saving strategies to prevent unexpected financial burdens. Renting a first apartment can feel straightforward until the bills arrive. The upfront outlay often includes the first…
Experts emphasise that facing financial stress with honesty, building a clear picture of finances, and enlisting support can turn repeated cycles of economic hardship into sustainable habits, with outside help often being key to recovery. Financial stress can do more…
VTB now requires customers to confirm SIM card changes separately to combat rising fraud tactics targeting mobile numbers used for banking and online services. VTB is now asking customers to separately confirm a change of SIM card or a switch…
Businesses in Hyderabad are increasingly targeted by scammers impersonating owners on WhatsApp, with recent cases leading to significant financial losses and prompting police warnings to verify urgent fund requests through multiple channels. A Hyderabad private firm has reportedly lost Rs…
