While gold loans offer quick cash for various needs, maintaining repayment discipline and strategic borrowing are crucial to avoid long-term financial hazards, experts advise. Gold loans can provide fast access to cash when borrowers need money for everything from education…
Karnataka Chief Minister D. K. Shivakumar has directed banks to cease deducting the ₹2,000 monthly cash transfer from beneficiaries’ accounts for loan repayments, following complaints that the scheme’s funds are being diverted without consent, impacting women head of households. Karnataka…
A Delhi court has ordered a private insurer to pay nearly Rs 9.07 lakh to a woman after it wrongly denied her emergency medical expenses incurred during a trip to the US, reinforcing that insurers cannot override medical judgment. A…
India’s telecom regulator has issued renewed warnings against IMEI tampering, highlighting its use in fraud and illegal device activity, with stricter penalties and expanded oversight to combat a surge in telecom-related scams. India’s telecom regulator has renewed warnings about IMEI…
A consumer commission in Amritsar has directed a bank to compensate a man Rs 1.5 lakh after failing to inform him of a lapse in his daughter’s life insurance policy, highlighting concerns over the administration of government-backed schemes through banks.…
As younger consumers manage money through their phones, the latest online credit cards focus on user control, transparent costs, and seamless integrations like UPI, shaping a new era of digital financial management. For younger consumers who increasingly manage money through…
Experts advise beneficiaries to pause and assess their inherited assets before rushing into investments or decisions, ensuring long-term security and growth. When a windfall arrives through inheritance, the smartest first step is often not to act immediately. Financial writers and…
The UMANG app offers salaried workers a consolidated platform for PF passbooks, balance checks, and claims, though users report access disruptions, prompting alternative options. For millions of salaried workers, the monthly provident fund deduction can feel like money that is…
Single parents are adopting innovative financial strategies to ensure stability and protection, prioritising emergency savings, clear expense arrangements, and flexible long-term goals in a changing economic landscape. Single parents often carry the full weight of a household’s finances, which makes…
A Macquarie survey reveals borrowers are prioritising their borrowing capacity over headline interest rates amid rising costs and tighter serviceability assessments, prompting lenders to adapt their offerings. Borrowers are increasingly judging home loans by how much they can actually secure,…
Preparing for independence involves more than earning; it requires mastering budgeting, managing risks, and establishing habits that ensure long-term financial stability for young adults on the cusp of leaving home. Financial independence usually starts long before a first lease or…
Amid global market uncertainty, India’s Post Office savings schemes offer a safe, predictable alternative with high interest rates, catering to savers seeking capital protection and steady returns. When markets turn choppy, many savers look for places where capital is protected…
