Revised RBI guidelines have reduced the attractiveness of bullet repayment gold loans due to higher risks and lower disbursal limits, prompting borrowers to prioritise repayment structures aligned with cash flow and market fluctuations. Borrowers weighing a gold loan should focus…
Jammu & Kashmir Bank has formed a new partnership with SBI Life Insurance, enabling distribution of a broader range of life insurance products through over 1,000 branches nationwide, with a focus on Jammu & Kashmir and Ladakh. SBI Life Insurance…
Expert advice urges engaged couples to review their finances fully before planning their wedding, emphasising the importance of savings, transparency, and shared financial goals to ensure a stress-free celebration and a strong financial start in marriage. For many engaged couples,…
The Centre’s newly launched PM Vidyalaxmi scheme offers merit-based students from weaker families a fully digital, collateral-free pathway for education loans, with layered financial support based on family income, as admissions for NEET UG and other courses progress. With NEET…
Experts warn that traditional markers like account balance can be misleading; emphasising income needs, consistent contributions, and realistic expense assumptions are key to ensuring a secure retirement. Many people assume they are on track for retirement because they contribute to…
While market crashes grab headlines, the real danger to American families lies in unnoticed health costs, income volatility, and insufficient insurance coverage, which can quietly erode financial security and lead to long-term hardship. The stock market tends to attract the…
R.B. Kishore praises R.K. Sahni’s blog for crossing 2.7 million hits, highlighting its role as a reliable source of public-interest analysis on banking, taxes, and civic issues, supported by consistent, practical content and broad coverage. R.K. Sahni’s blog has been…
Following a mortgage transfer, homeowners must stay vigilant with payments, escrow, and records to avoid errors that could threaten their home stability, says the CFPB. A change in mortgage servicer can unsettle even the most organised homeowner. The monthly payment…
In high-net-worth divorces, seemingly tidy settlements can mask complex financial repercussions. Experts warn that focusing solely on asset division risks undermining long-term wealth preservation, especially when business interests and estate structures are involved. In high-net-worth divorces, the settlement can look…
As banks seek transaction enrichment tools, industry experts emphasise the importance of merchant-level signals that transform raw data into actionable customer insights, powering the next phase of digital banking innovation. Banks shopping for transaction enrichment tools may be asking the…
As household pressures grow and prices rise, a new marker of success emerges: the ability to live comfortably without financial strain, emphasising control and flexibility over conspicuous consumption. For years, financial status was often measured in things people could see:…
The Enforcement Directorate conducted coordinated raids across five sites in Bihar’s Munger district as part of an investigation into a digital investment scheme allegedly involving money laundering and fraudulent practices linked to a private music company in Jamalpur. The Enforcement…
