For overseas heirs, claiming an Indian property is only the first step: legal heir documents, title mutations, tax deductions, powers of attorney and limits on transferring sale proceeds can all delay the process. When a parent or other relative dies…
Police in Alwar are investigating after a deputy branch manager allegedly installed a malicious Android app sent with a fake recruitment offer and lost Rs 1.25 lakh from his credit card. A deputy branch manager in Alwar, Rajasthan, has reported…
Renters should budget for the full cost of housing, from utilities and insurance to irregular bills, rather than relying on the headline monthly figure or the 30% rule. Rent has a way of shrinking an otherwise sensible pay packet. It…
Tracking spending, automating savings and investigating sudden bill increases can help households regain control of their finances. For many households, the challenge of living paycheck to paycheck has less to do with income alone than with the way money is…
Nomination can help families access a deceased account holder’s funds faster, but legal heirs may still have claims under the will and succession law. A bank nominee can make life easier for a family after an account holder dies, but…
A monthly retirement budget of Rs 50,000 in today’s terms could rise to about Rs 1.6 lakh in 20 years at 6% inflation, highlighting the need to plan for future costs, healthcare and sustainable income. A retirement target of Rs…
A 74-year-old Dehradun woman allegedly lost Rs 1.5 lakh after a caller posing as a Punjab National Bank pension representative persuaded her to install a malicious APK file. A 74-year-old woman in Dehradun has lost Rs 1.5 lakh in a…
HDFC Bank’s Flexi Electric Car Loan separates repayments for an electric car’s body and battery, allowing buyers to spread battery costs over a longer term and reduce monthly instalments. HDFC Bank has introduced a new electric car financing product in…
Fraudsters posing as bank officials used a malicious WhatsApp link and OTPs to access an 84-year-old retired officer’s account, police said. An 84-year-old retired Indian Air Force officer in Pune has lost Rs 4.5 lakh after cyber fraudsters impersonated bank…
Refinancing can cut borrowing costs or unlock home equity, but fees, break charges, loan-to-value ratios and credit checks determine whether switching really pays off. Mortgage refinancing can be a useful way to reshape a home loan, but it works best…
A widely promoted illustration suggests that investing about ₹45 a day for 35 years could produce ₹25 lakh, but the final amount depends on policy terms and bonuses that are not guaranteed. LIC’s Jeevan Anand policy has been promoted as…
Criminals are posing as bank fraud teams, spoofing genuine phone numbers and using fake security alerts to pressure customers into revealing codes or transferring money. A simple-looking fraud warning can be the first move in a bank impersonation scam, where…
