A first credit card can help establish a credit history, but only if new workers understand interest, fees, utilisation and the risks of minimum payments. The first paycheque often changes the way money feels. It arrives on a schedule, covers…
A balance transfer can pause interest and accelerate repayments, but fees, missed deadlines and new spending can quickly erase the savings. A balance transfer can be a useful way to tackle costly credit card debt, but only if the borrower…
With his father nearing retirement without savings, health cover or property, one Indian technology professional is confronting the growing risk that adult children will have to fund their parents’ later years. A 27-year-old technology professional has found himself confronting an…
J&K Bank has raised group personal accident cover from Rs 25 lakh to Rs 1 crore and added cheaper loans, fee waivers and enhanced family protections for Jammu and Kashmir government employees. Jammu and Kashmir Bank has signed a five-year…
Experts say couples should discuss spending, debt and savings early, with shared costs divided in a way that reflects both income and unpaid household responsibilities. Money is often where couples discover their biggest differences. According to El Comercio, Celeste Sánchez,…
As veterinary bills rise, Indian pet owners are weighing insurance against self-insuring , but waiting periods, exclusions and upfront costs can limit what policies deliver. Pet insurance is still a niche product in India, but it is drawing more attention…
The court quashed criminal proceedings against a borrower whose unfinished flat was sold to a third party, but legal experts warn that stopping EMIs without written consent or a court order can still trigger penalties and other consequences. The Karnataka…
The Udaipur District Consumer Commission ordered SBI to refund Rs 9,000 and pay Rs 7,000 in compensation and legal costs after a customer reported a short cash dispensing. The Udaipur District Consumer Commission in Rajasthan has held State Bank of…
Linking a RuPay credit card to UPI can earn rewards on routine QR payments, but fees, spending caps and issuer rules determine whether the benefits add up. Using a credit line for everyday QR-code purchases is increasingly being presented as…
The statewide verification drive must be completed by 31 December as officials seek to identify errors, prevent irregular payments and update pension records. Telangana has ordered a statewide verification of PAN and Aadhaar details for all service and family pensioners,…
The General Insurance Council’s shared empanelment platform now covers about 3,000 hospitals, with smaller facilities and centres outside major cities among the targets for further expansion. The General Insurance Council has added about 1,000 hospitals to its common empanelment network…
State Bank of India says customer balances and core systems remain safe after identifying personally identifiable information in 3,897 records found during a preliminary review of material on the dark web. State Bank of India said on Friday that a…
