While a higher income is attractive, creating lasting wealth hinges on strategic asset accumulation, disciplined spending, and long-term planning, drivers of financial security beyond immediate earnings. The appeal of a bigger salary is obvious. More money can mean breathing room,…
Method Financial’s Portfolio Intelligence leverages direct bank connections and over 90 financial signals to provide lenders with instant insights into borrower financial health, enabling proactive risk management and growth opportunities beyond loan origination. Lenders often underwrite borrowers on the basis…
Delhi Police have broken up a two-stage interstate cyber fraud syndicate involving mobile theft and digital banking scams, arresting nine individuals and uncovering key material to trace the wider network amid rising cybercrime challenges in India. Delhi Police say they…
As consumers face growing credit card debts, the decision to opt for a balance transfer or a personal loan hinges on repayment timelines, costs, and borrowing capacity, with recent guides highlighting what each option offers in the evolving financial landscape.…
Cybercriminals are deploying sophisticated fake alerts mimicking Apple and Amazon branding to deceive users into divulging personal information, prompting renewed vigilance for online scams. A new scam is exploiting the fear of unauthorised charges by flashing full-screen warnings that claim…
Fraudsters are increasingly using patience, emotional manipulation, and social media familiarity to target vulnerable individuals, especially older adults, with tactics that are becoming harder to detect. Experts emphasise the importance of verifying relationships and fostering community connections to prevent exploitation.…
As longer lives and extended retirements become the norm, experts warn that increased income alone does not ensure lasting wealth, pointing to the pervasive issue of lifestyle inflation and behavioural traps that undermine financial security. As people live longer and…
The Employees’ Provident Fund Organisation issues fresh warning as fraudsters craft convincing fake websites and messages to steal sensitive member data like UAN, Aadhaar, and PAN, urging caution and verification to prevent scams. The Employees’ Provident Fund Organisation has warned…
A revised approach to household saving suggests allocating 15% of income, 10% for essentials and emergencies, and 5% for lifestyle upgrades, to better manage life’s inevitable costs without compromising long-term financial health. Many households underestimate how quickly ordinary life can…
The Indian government has intensified its anti-fraud measures within the Ayushman Bharat scheme, de-empanelling over 2,300 hospitals and deploying AI technology to prevent fraudulent claims, as the scheme continues to expand rapidly amidst ongoing enforcement action. India’s Ayushman Bharat-प्रधान Mantri…
