SBI’s special 444-day fixed deposit offers rates of up to 6.95% for senior citizens, while allowing depositors to access loans or overdrafts against their savings. State Bank of India’s 444-day special fixed deposit, marketed as “Amrit Vrishti”, remains one of…
Paying quickly may limit fees and protect your credit record, but a missed card payment can become far more costly once it passes 30 days overdue. Missing a credit card payment is not ideal, but the damage can often be…
The removal of GST on eligible individual life insurance policies lowers the upfront cost of ULIPs and term cover, but charges, lock-ins, investment risk and the need for flexibility remain decisive. According to News18, the recent removal of GST on…
A state-wide campaign will run until 31 December, with enrolment camps promoting bank accounts, insurance, pensions and farm credit across Sikkim’s gram panchayats and urban local bodies. Sikkim’s banking network has begun a state-wide financial inclusion drive designed to bring…
Six in 10 Indian workers fear their income will fail to keep pace with future inflation, with concern highest among 25- to 34-year-olds and retirement preparedness particularly weak. For many Indian workers, pay cheques may be rising, but so is…
Early repayment can cut future interest, but foreclosure fees, GST, reversed rewards and delayed Before paying off a credit card EMI ahead of schedule, borrowers need to check more than the balance left on the account. A pre-closure can reduce…
Fraudulent websites mimicking official Indian services are harvesting personal and banking details, prompting warnings to verify web addresses and avoid unsolicited links. Fake websites posing as government portals are putting people at risk of identity theft and financial fraud as…
Meta, WhatsApp, Google, Telegram, X and LinkedIn must remove hundreds of accounts impersonating Kotak entities and disclose the operators’ identity details in an alleged investment fraud case. The Delhi High Court has ordered major technology platforms to take down hundreds…
Indian residents can invest in US equities through several routes, but foreign-exchange spreads, TCS, tax filings and estate-tax exposure can make the first remittance more complicated than it appears. Indian residents can buy US stocks, but the real question is…
A platform backed by 15 insurers aims to make compulsory motorcycle cover easier to buy and pioneers online commercial-policy renewals, though access remains limited to Beijing. A new Beijing platform for motorcycle insurance may mark a turning point for riders…
Clear goals, visible progress and everyday banking lessons can help children build patience, understand money and stay safe when using digital payments. Helping children save towards a goal can do more than build a piggy bank balance. It can teach…
Unexpected calls or messages urging you to move money or share a verification code are classic fraud red flags. Here is how to verify genuine concerns without putting your savings at risk. Unexpected calls and texts warning that your savings…
