PhonePe’s seasonal policy offers up to Rs 25,000 in medical cover for firecracker-related injuries, with 11-day and 30-day options available through its app. PhonePe has brought back its firecracker insurance for the third year in a row, offering a small…
A loan marked as active after repayment can make borrowers appear more indebted than they are. Here is how to gather proof, contact the lender and escalate an unresolved error. A loan that has been fully repaid should not keep…
Parents can usually be removed from a family floater when the policy is renewed, but households must check waiting periods, continuity benefits and changes to cover before switching to separate plans. Family floater health insurance can be convenient when a…
A robust emergency plan depends on more than owning investments or insurance: households must hold accessible savings, check policy gaps and calculate how long essential bills could be covered without an income. A household’s financial resilience is often revealed only…
A ₹5 lakh investment in a three-year post office time deposit at the quoted 7.10% rate could mature at about ₹6.18 lakh, with quarterly compounding boosting the fixed return. If you want a savings option that is not tied to…
A ₹1 lakh one-year fixed deposit could mature at up to ₹1,07,450 with some small finance banks, highlighting a sizeable gap with leading private and public sector lenders. For savers looking at a one-year fixed deposit, the gap between banks…
An illustrative Indian ownership budget shows how insurance, fuel, servicing, tyres, parking and repairs can push the annual cost of a luxury car to ₹12.43 lakh, before depreciation and other expenses. For many buyers, a luxury car looks affordable only…
Criminals exploited a legitimate spend-management platform to validate stolen bank logins, harvest financial data and send thousands of marketplace-themed phishing alerts each day, Group-IB says. Hackers have been abusing a legitimate spend-management platform to verify stolen bank logins at scale,…
India Post’s five-year recurring deposit pays 6.7% annually, with quarterly compounding, and could turn monthly contributions of ₹6,000 into around ₹4.28 lakh at maturity. For savers looking for a low-risk way to set aside money each month, India Post’s recurring…
Bajaj Finance and Piramal Finance have flagged early repayment stress in a rapidly expanding market, with some borrowers taking gold-backed loans while already in arrears elsewhere. India’s booming market for loans backed by gold jewellery is beginning to show signs…
Higher-rate five-year certificates of deposit are reappearing at some Chinese banks, but limited supply and lock-in rules are forcing households to weigh flexibility as carefully as returns. By late autumn, a quiet change in China’s retail savings market had reopened…
An active UAN, accurate KYC, up-to-date nominations and correct bank details can help salaried workers’ families avoid delays when claiming EPF-linked benefits. Many salaried workers think of the Employees’ Provident Fund Organisation mainly as a retirement savings vehicle, but the…
