Budgets are more likely to last when they reflect take-home pay, irregular costs and real spending habits , and are adjusted as life changes. A budget that keeps collapsing after a couple of weeks is usually not a personal failing.…
Police are investigating after a Govandi businessman allegedly installed a malicious APK disguised as a wedding invitation, triggering unauthorised debits from his bank accounts. Mumbai police have opened an investigation after a Govandi businessman allegedly lost Rs 3.61 lakh in…
Six men have been arrested after a company executive was duped into transferring Rs 50 lakh following a WhatsApp message impersonating his managing director; police froze Rs 29 lakh and traced the money through a shell business account. Faridabad police…
A study of 772 Indian e-banking users suggests technical confidence can encourage overconfidence, leaving some customers less likely to follow basic security safeguards. Knowing a lot about technology does not necessarily make banking customers safer online. A study of 772…
A financial adviser has warned that prioritising the family home and household possessions can leave divorcing couples facing serious income problems later in life. A financial adviser has warned that divorcing couples often make their costliest mistakes not in the…
The insurer’s New Jeevan Dhara-II, Health Shield and New Cancer Cover offer deferred annuity income, hospital cash and critical illness benefits from 19 October 2026. Life Insurance Corporation of India has rolled out three products aimed at distinct financial worries:…
Apparel remains the top festive purchase, but tighter budgets, high precious-metal prices and greater reliance on savings are reshaping demand across India. Indian households are heading into the festive season with a sharper eye on value, even as clothing, footwear…
The government-backed Senior Citizens’ Savings Scheme pays 8.2% annually with quarterly interest, while its investment cap remains ₹30 lakh rather than the higher figure cited in some reports. The Senior Citizens’ Savings Scheme remains one of the most straightforward post-retirement…
Low awareness and confusing procedures are leaving many eligible Indian families to pay medical bills themselves, despite free hospital cover of up to ₹5 lakh a year. A family in a small Indian town pays for a relative’s surgery out…
Paying your card in full by the deadline may not reduce the balance lenders see. Making a payment before the statement closes can lower reported utilisation and potentially improve borrowing terms. Paying a credit card on the due date may…
Employees can use partial EPF withdrawals for a plot, home purchase, construction, loan repayment or renovation, with simplified claims and limited eligibility , but taking the money now reduces retirement savings. For salaried workers trying to put down roots, the…
Officials warn that cloned voices, spoofed numbers and urgent impersonation calls are making it harder to distinguish genuine requests from scams. New Mexico officials are warning residents that artificial intelligence is making fraud harder to spot, with scammers now using…
