India’s telecom operators must begin displaying callers’ KYC-registered names on mobile screens from 1 November, with exemptions for restricted numbers and safeguards for privacy and complaints. India’s telecom operators will soon have to show the registered names of incoming callers…
A new custom schedule lets investors and advisers set equity exposure year by year instead of relying solely on an automatic age-based de-risking path. Freefincal has added a custom asset-allocation schedule to its robo-advisory tool, giving users a way to…
SBI has raised its external benchmark-linked lending rate by 25 basis points to 8.15%, potentially increasing monthly repayments for floating-rate home-loan customers. State Bank of India has raised its external benchmark-linked lending rate by 25 basis points, a move that…
A fraudster posing as an NIA deputy inspector general allegedly coerced a 67-year-old woman into transferring Rs 61 lakh, including money raised by mortgaging her gold jewellery. A 67-year-old woman in Mumbai was allegedly cheated out of Rs 61 lakh…
Cosigners can be pursued for the full balance, suffer credit damage and find future borrowing harder, even when they are not the primary borrower. Cosigning a loan can feel like a favour, but in practice it can turn into a…
Criminals can combine cheap fragments of personal information to open credit, hijack accounts and impersonate victims, but freezes, alerts and stronger passwords can limit the damage. It can seem almost absurd that criminals may be able to buy fragments of…
App-based advances may cost less than traditional payday loans, but express fees, tips and repayments taken from future wages can still leave households short. Cash advance apps sit in an awkward middle ground between convenience and debt. They can be…
Narrow policies may pay only for listed conditions, making emergency savings, disability cover and term life insurance more flexible protection for many households. Cancer, critical-illness and accident policies are often sold as a financial backstop for people who fear a…
Google is expanding Android’s fraud defences with opt-in Gemini-powered scam detection, on-device link checks and new protections for screen sharing and call diversion. Google is rolling out a new set of anti-fraud and privacy tools for Android, including an optional…
Cosigning makes you legally responsible for the full debt if the borrower stops paying, while missed payments can damage your credit and limit your future borrowing. Cosigning a loan for a family member can feel like a straightforward act of…
Indian buyers are taking on larger and longer vehicle loans as demand shifts towards SUVs and feature-rich cars, with smaller towns and rural areas driving an increasing share of more expensive purchases. India’s car-buying habits are shifting quickly, with buyers…
A new GhostBat variant uses Android’s Accessibility Service to record PIN taps inside legitimate payment apps, while traffic-fine smishing campaigns deliver the malware. Cybersecurity researchers have detailed a new Android banking malware variant that is now aimed at 60 financial…
