From critical illness and maternity cover to hospital cash and premium waivers, health insurance riders can tailor a standard policy , but waiting periods, exclusions and overlapping benefits make selective buying essential. Health insurance riders are optional extras that sit…
For workers in Delhi-NCR, Mumbai, Bengaluru, Hyderabad and Pune, a salary of ₹70,000 to ₹1.4 lakh a month may be needed to cover living costs and still save 20% to 30%. For young professionals landing jobs in Delhi, Mumbai, Bengaluru,…
First-time EPFO members must now activate their Universal Account Number through the UMANG app using Aadhaar-linked face authentication, while existing users can continue managing accounts through the Member e-Sewa portal. The Employees’ Provident Fund Organisation’s Member e-Sewa portal remains the…
The SBI Cashback Card offers 5% cashback on eligible online spending and statement-credit redemption, but differing reports of its cashback limits mean applicants should check the latest official terms. Managing reward cards in India can feel needlessly complicated, with issuers…
The Barnala commission said the bank failed to show that it had properly investigated the disputed payment or tried to recover the money after the customer reported it. A Punjab consumer commission has ordered a bank to return Rs 3…
Fraudsters are increasingly using urgency and impersonation to persuade victims to approve transfers, making scams harder for banks to detect and harder to reverse. Fraudsters do not always need to breach a bank’s security systems to steal money. More often,…
Ujjwala beneficiaries are being urged to verify their Aadhaar and bank details before the festive season, amid warnings that incomplete e-KYC could delay subsidy payments or temporarily expose households to full-price refills. LPG users in India are being urged to…
Points, miles and cash back can offer useful returns, but interest charges, annual fees and unsuitable spending patterns can quickly erase their value. Many people are drawn to rewards credit cards for the promise of points, miles or cash back,…
The average passenger vehicle loan has risen to ₹8.2 lakh, while repayment periods now average 62 months, making EMI, tenure and prepayment terms critical for festive-season buyers. For buyers like a 35-year-old Noida technology worker weighing a car purchase this…
The Centre says staff terms and pension benefits will be protected as it prepares to sell a 60.72% stake in IDBI Bank to Fairfax, but unions are demanding scrutiny of the ₹52,878 crore deal. IDBI Bank’s planned stake sale has…
A new Android campaign impersonating India’s mParivahan and eChallan services uses hidden screen overlays and keylogging to target payment-app PINs. Indian Android users are being targeted by a new GhostBat remote-access Trojan campaign that uses fake mParivahan and eChallan messages…
PPF loans offer temporary access to funds while preserving the account’s compounding potential, but withdrawals permanently reduce the corpus. Here are the eligibility, limits and repayment rules. The Public Provident Fund remains a familiar long-term savings option for households seeking…
