Self-employed borrowers must navigate diverse lender requirements and demonstrate stable earnings through thorough documentation, with expert advice becoming increasingly vital in securing mortgage approval. Self-employed people can and do secure mortgages every day, but lenders usually need a fuller picture…
The Department for Work and Pensions has outlined the final rules for a new system enabling banks to assist in identifying potential benefit errors, aiming to reduce fraud while safeguarding claimants’ privacy amid concerns over data sharing limits. The Department…
Despite intelligence and caution, people remain vulnerable to scams that leverage familiarity, emotional pressure, and cognitive biases. Experts emphasise the importance of pausing and verifying before acting on suspicious messages, especially in stressful situations. Even intelligent, cautious people can be…
Paisabazaar and Federal Bank have introduced a new RuPay credit card designed to boost savings on everyday grocery expenses with a high cashback rate, targeting Indian households and digital shoppers. Paisabazaar and Federal Bank have launched a new RuPay credit…
Older residents in Guwahati are increasingly falling prey to cyber scammers using official-looking details to manipulate trust, highlighting the need for heightened awareness and protective measures. Cyber fraud is increasingly preying on older residents of Guwahati, where police say scammers…
Telangana Police have successfully refunded Rs 139.68 crore to 24,189 victims this year, leveraging new digital recovery channels to expedite the return of stolen money amid increasing cyber fraud cases. Telangana Police have helped return Rs 139.68 crore to 24,189…
A younger generation in India is increasingly taking on mortgages earlier than expected, reshaping the country’s property landscape and signalling a new trend in buying behaviour driven by rising incomes and a long-term view of property ownership. India’s housing market…
Revolut has disclosed a social-engineering scam that led to the exposure of customer personal details, despite claims of system security and proactive response, highlighting vulnerabilities in fraud prevention measures. Revolut has disclosed that a social-engineering attack led to the exposure…
Many households are discovering quick wins in their budgets by cancelling forgotten subscriptions, reducing avoidable fees, and making smarter choices in daily spending , all without major sacrifices or new apps. Many households are looking for ways to trim spending…
The Central Bureau of Investigation has launched a probe into a Gadchiroli postal employee accused of misappropriating Rs 13.56 lakh from customer accounts, highlighting a rising pattern of postal fraud across Maharashtra’s smaller branches with weak controls and record-keeping lapses.…
A Mumbai consumer forum has mandated that health insurers cannot refuse claims solely based on waiting-period clauses without evidence that illnesses existed before policy coverage began, in a landmark case involving a ₹5 lakh pancreatitis claim. A Mumbai consumer forum…
As the baby-boom generation ages, more adults are stepping into the role of financial caregiver for parents, prompting a shift in family dynamics and early planning to avoid crises and disputes over assets. As the baby-boom generation grows older, more…
