A recent essay highlights how retirees stress the importance of flexibility, health, and mindset over purely financial considerations, offering fresh insights into navigating the lifelong adjustment that retirement entails. The appeal of retirement advice is often in its simplicity, but…
Indian households continue to view Post Office time deposits as a secure savings option, with a fixed 7.0% annual return for two years, offering no higher rate or benefits for senior citizens, contrasting with bank fixed deposits. Post Office time…
Many students starting university after A-level results remain unaware that paying rent or bills alone does not necessarily help establish a credit history, potentially affecting their future borrowing ability. Students heading into university after A-level results day are being urged…
Health cards, vital administrative tools in insurance, are increasingly crucial in simplifying hospital visits and claims processing, with digital options enhancing security and convenience. A health card is more than a piece of plastic or a digital file tucked away…
Despite low credit scores, borrowers facing urgent financial needs can still access personal loans by understanding lender criteria, improving affordability measures, and exploring specialised options, if they navigate the process carefully. Getting a personal loan with bad credit is not…
India’s consumer watchdog reports Flipkart as the platform with the highest complaints in 2025, signalling ongoing challenges in online retail despite sector expansion. India’s consumer watchdog has said Flipkart drew the highest number of complaints among major e-commerce platforms in…
Regulators in India are stepping up action against restaurants and ride-hailing firms over forced service charges, highlighting legal clarifications amidst the rise of digital payments and consumer complaints. What begins as a discretionary reward can quickly look like an obligation…
Emerging insights reveal that temperament significantly shapes saving habits and investment strategies, emphasising personalised approaches to financial planning that align with individual behaviour and goals. People often think saving is mostly a matter of discipline, but financial behaviour is shaped…
Following the post-pandemic surge in consumer spending, financial experts advocate for deliberate and values-aligned spending, emphasising the enduring relevance of the adaptable 50/30/20 budgeting rule. After the spending surge that followed the end of Covid-era social restrictions, attention is shifting…
Indian investors face a strategic choice between two popular tax-saving options: the market-linked ELSS and the government-backed PPF, each catering to different risk appetites and financial goals amidst evolving regulations. For Indian investors looking to reduce tax liability while building…
A new perspective highlights the importance of teaching students the basics of investing early to build confidence and optimise long-term financial outcomes, emphasising that early action can outstrip larger but later investments. A first pay cheque can feel like freedom,…
A recent case highlights that a ₹25 lakh health insurance policy may still leave policyholders facing substantial out-of-pocket expenses due to deductions under ‘reasonable and customary’ charges, demonstrating that coverage limits do not guarantee full reimbursement. A health cover of…
