As households grapple with higher living costs, the emerging trend of moneymaxxing promotes deliberate financial choices, encouraging families to save smarter and spend intentionally, with testimonials highlighting its potential to reshape personal money management. A frugal new social media trend…
Repco Home Finance reports higher first-quarter profit supported by asset quality improvements, but warns that ongoing pricing pressures and competition may narrow margins in the coming months, prompting plans for strategic cost management and geographic expansion. Repco Home Finance said…
Private lenders in south India have nearly doubled their gold loan portfolios over three years, driven by rising bullion prices and persistent demand for secured credit, with Federal Bank leading the surge. Gold lending has become one of the sharpest…
Among small finance banks, Utkarsh Small Finance Bank currently provides the most attractive 3-year fixed deposit rates, with a marginal advantage over AU and Ujjivan, especially for senior citizens, highlighting the importance of comparing final maturity values for large investments.…
Indian banks are surpassing expectations in attracting foreign currency deposits, driven by strong demand from non-resident Indians and favourable schemes, boosting lenders’ stability and funding options amid intense domestic competition. Indian banks are drawing foreign currency deposits at a faster…
Recent Supreme Court decisions in India are prompting insurers to increase reserves as they face potentially higher liabilities for motor accident claims, including compensation for domestic work and claims by family members of policyholders. General insurers in India are likely…
Bandhan Bank and IDFC First Bank are offering higher fixed deposit rates than SBI, yet differences in tenures, payout options, and safety protocols mean investors should look beyond headline rates for the best returns. Bandhan Bank and IDFC First Bank…
The Haridwar District Consumer Commission has held a private bank liable for neglecting to recover ₹45,000 wrongly transferred to another account despite customer complaints, emphasising the bank’s obligation to act promptly in such cases. The Haridwar District Consumer Commission has…
As India celebrates its 80th Independence Day, experts emphasise that financial freedom hinges on spending habits, emergency funds, insurance, and clear goals, regardless of salary level. Financial independence is not defined by a large monthly salary alone. A person can…
Sneha Rege highlights overlooked risks in retirement strategies, emphasising the importance of safeguards against cognitive deterioration and financial exploitation among older adults. Sneha Rege’s reflection on retirement planning starts with a familiar set of risks: inflation, longevity and market shocks.…
While offering quick access to cash, credit card convenience checks carry high fees and risks that can harm credit scores and consumer protections, making them a costly last resort for borrowers. A credit card convenience check can look like easy…
Households can achieve greater financial clarity and reduce stress by consolidating bills, automating payments, and cutting unnecessary expenses , making money management easier and more effective. Household finances often become complicated not because of one big mistake but because of…
