Razorpay’s 90-day platform fee waiver could boost UPI-driven startups amid pricing shifts
Fintech & Digital Money
Category Fintech & Digital Money
Hybrid credit scoring models reshape fintech lending with enhanced transparency and regulation compliance
As the industry moves towards hybrid models combining traditional bureau data with alternative signals, lenders must navigate the complexities of governance, compliance, and transparency to deliver faster, more accurate credit decisions. Credit scoring has become one of the most important…
First Internet Bank pioneers AI assistant integration for enhanced financial insights
First Internet Bank extends its digital legacy by introducing AI-powered assistants that enable customers to query account data in natural language, marking a significant step in AI-driven financial services. First Internet Bank, which began in 1999 as the US’s first…
India’s UPI celebrates a decade of transformative growth, surpassing global benchmarks and expanding cross-border reach
India’s Unified Payments Interface marks its 10th anniversary with unprecedented transaction volumes, global recognition, and expansion into international markets, highlighting its role as a leader in digital payments. India’s Unified Payments Interface has reached its 10th anniversary with numbers that…
Zoho's connected payments ecosystem aims to streamline financial operations for growing businesses
Zoho introduces a unified payments platform designed to connect sales, finance, and operations, addressing operational challenges faced by expanding companies amid evolving regulations and customer expectations. For many companies, taking the first payment is a sign that the business is…
DSP Finance's Volt Money acquisition highlights the strategic shift of integrating fintech startups into traditional financial platforms
DSP Finance’s takeover of Volt Money reflects a broader trend of traditional financial institutions acquiring digital lenders to accelerate technology adoption and distribution networks, blurring the lines between old and new finance models. DSP Finance’s acquisition of Volt Money looks,…
Ant International’s Falcon TST 2.0 transforms currency risk management with predictive precision
Ant International has launched an upgraded Falcon Time Series Transformer model, delivering faster, more accurate foreign-exchange predictions to optimise cross-border payments and minimise currency risk for multinational firms. Ant International has rolled out an upgraded version of its Falcon Time…
SBI expands AI use to automate more than half of cheque processing and boost SME lending
State Bank of India plans to increase its AI-driven cheque processing threshold to ₹1 lakh, integrating advanced models to automate over 50% of cheque volume and leverage AI for faster, smarter SME loan underwriting amid significant infrastructure investments. State Bank…
India’s UPI debate raises questions about funding a digital infrastructure without compromising its accessibility
India’s discussions on introducing charges on its flagship digital payment system, UPI, highlight the challenge of sustaining a vital public infrastructure without undermining its core promise of free and easy access for consumers and small traders. India’s latest debate over…
India and Thailand eye seamless digital payments to boost tourism ties
India and Thailand are exploring a cross-border digital payment link between UPI and PromptPay, aiming to simplify transactions for millions of tourists and deepen economic and cultural bonds amid growing travel exchanges. India and Thailand already have a busy tourism…
Google removes Firebase accounts used in Indian banking scam crackdown
Google has deleted over 50 Firebase-hosted websites and apps in India following authorities’ reports of criminal groups using the platform to create fake banking sites and steal sensitive financial data, highlighting ongoing challenges in online fraud mitigation. Google has removed…
India’s pension regulator accelerates push for 5 crore non-government NPS subscribers with new digital onboarding tools
India’s pension regulator aims to dramatically expand the non-government National Pension System to 5 crore subscribers this financial year, leveraging new digital platforms like Tatkal NPS and STAR NPS, and partnering with major players including PhonePe to facilitate faster enrollment…
