A study highlights the gender gap in India’s rapid digital payments expansion, revealing social and structural barriers preventing women from fully accessing and trusting the UPI system, despite its widespread adoption. At a tea stall on Hyderabad’s Jubilee Hills Road…
In the pursuit of safer and more transparent AI-driven refund processes, companies are emphasizing human oversight and deterministic systems over autonomous models, especially in high-stakes scenarios involving structured data and compliance requirements. The central question in AI system design is…
The Reserve Bank of India’s Deputy Governor Swaminathan J has cautioned co-operative banks that their risk environment extends far beyond local operations, urging enhanced oversight as the sector reopens for new licences. Reserve Bank of India Deputy Governor Swaminathan J…
Indian companies processing international payments in 2026 face complex hidden costs, exchange-rate mark-ups, compliance fees, and regulatory hurdles, necessitating a comprehensive audit of true transaction costs instead of relying on advertised merchant rates. Indian businesses collecting money from overseas in…
India’s markets regulator Sebi is initiating a pilot project to explore how blockchain-based tokenisation of corporate bonds can facilitate faster trading, reduce costs, and support a more robust repo market, aiming to combat persistent illiquidity and fragmentation issues. India’s markets…
PhonePe has partnered with India’s Ministry of Electronics and Information Technology to integrate its PulsePro data platform into the PM GatiShakti system, enhancing real-time, hyperlocal insights for infrastructure and economic development across the country. PhonePe has signed a memorandum of…
Sachin Bansal’s fintech firm Navi raises its first significant institutional funding from Prosus as it prepares for a potential IPO, with valuation estimates reaching up to $2 billion amidst rapid growth in India’s digital payments ecosystem. Navi, the fintech firm…
India’s Unified Payments Interface offers seamless transactions but conceals a layered identity infrastructure controlled by NPCI and payment service providers, raising concerns over fragility and security risks when providers exit or handles are abandoned. India’s Unified Payments Interface has made…
India’s banking sector is integrating AI primarily to optimise routine tasks, with a focus on augmenting staff roles, as regulations and economic factors influence its adoption pace and impact on employment. Artificial intelligence is entering Indian banking more as a…
Indian companies expanding internationally face hidden costs and compliance hurdles due to domestic payment gateways’ limitations. Razorpay advocates for specialised, transparent, multi-currency solutions to streamline transactions, reduce costs, and ensure regulatory compliance. Indian businesses that win orders abroad often discover…
Fintech firms are tackling onboarding drop-offs during identity verification by enhancing user experience without compromising regulatory checks, using targeted redesigns and precise measurement techniques. FinTech firms can lose applicants at the very point they ask for identity verification, and the…
Cashfree Payments approaches a ₹1,000 crore revenue target in fiscal 2025-26, driven by diversification into cross-border and AI-enabled payments, as it intensifies efforts to achieve operational profitability. Cashfree Payments has come close to the ₹1,000 crore revenue milestone in fiscal…
