India is set to issue its first tokenised corporate bond in September, marking a significant step towards integrating blockchain technology into its financial infrastructure and positioning itself alongside Hong Kong and Europe in digital debt innovation. India is preparing to…
India’s Reserve Bank of India is progressing with its digital rupee project, introducing offline capabilities and expanding the retail pilot to enhance payment modernisation and financial inclusion amid practical challenges. India’s digital rupee is the Reserve Bank of India’s central…
CleverChain has been accepted into NVIDIA’s global start-up programme, gaining access to advanced developer tools and support to enhance its AI-powered compliance software for financial institutions. CleverChain has been accepted into NVIDIA Inception, the chipmaker’s global start-up programme for companies…
India’s Unified Payments Interface (UPI) may introduce targeted merchant discount rates on high-value transactions to sustain its rapidly growing ecosystem, with estimates of unlocking up to Rs 30,000 crore in revenue amidst ongoing debates and policy shifts. India’s Unified Payments…
Indian fintech Xflow is transforming international commerce by leveraging new licences, regulatory approvals, and stablecoin technology to tackle opaque foreign exchange pricing and streamline global business transactions amid rising internationalisation of India’s economy. As Indian companies sell more software, services…
Pine Labs ramps up its AI initiatives with a ₹24 crore investment, driving automation, launching AI-driven payment protocols, and achieving its first full-year profit, signalling a major shift in Indian fintech innovation. Pine Labs has stepped up its artificial intelligence…
The shift from periodic to continuous risk assessment in financial compliance, driven by AI and improved data, promises faster response to fraud and ownership changes, transforming industry standards. Financial institutions are moving beyond the old idea that customer risk can…
JioFinance introduces a rapid, fully digital platform enabling users to compare, check eligibility, and receive instant virtual credit cards, transforming the traditional application process into a fast, paperless experience with added ecosystem benefits. JioFinance is positioning its app as a…
Tarini Padmanabhuni, aged 21, leads DetectifAI to develop tools that verify human speakers and identify synthetic audio in live calls, striving to protect digital trust amid the rapidly expanding deepfake market. Tarini Padmanabhuni’s interest in machine learning began in class…
ESAF Small Finance Bank plans to launch a UPI-based credit line in early FY28, leveraging a regulatory shift that enables small lenders to offer instant short-term digital loans, as part of its broader technological modernization. ESAF Small Finance Bank is…
LendAPI collaborates with EDGE to embed consumer cashflow scores and risk attributes directly into lending workflows, enhancing decisions for borrowers with limited credit history and expanding data-driven risk models. LendAPI has struck a partnership with cashflow bureau EDGE that will…
A mid-sized non-bank lender significantly improves default prediction accuracy and response time by adopting a streaming data architecture, enabling early intervention and reducing default risk. A streaming approach to loan monitoring can give lenders a much earlier read on trouble…
