The mortgage sector is witnessing a shift towards heightened governance and thorough scrutiny, aligning specialist lending with the industry’s evolving regulatory expectations driven by the FCA’s Consumer Duty regime. There is a clear shift across the mortgage market towards tighter…
Refinancing can ease debt burdens, but borrowers must weigh fees, terms, and overall costs to ensure the strategy truly benefits their financial health, especially when securing assets like home equity. Refinancing can be a useful way to make debt more…
In 2026, Hariyali Teej, a festival celebrating marital harmony, will align with major Independence Day sales, offering shoppers a prime opportunity for celebratory purchases and practical buys amid discounts on apparel, jewellery, and home decor. Hariyali Teej, a festival that…
India’s lower house has approved amendments enabling merchants to be charged fees on certain UPI transactions, marking a major change in the country’s rapidly expanding digital payments landscape. India’s lower house has approved a change to the law governing payment…
Navigating the true expenses of moving into a first apartment requires careful planning and smart saving strategies to prevent unexpected financial burdens. Renting a first apartment can feel straightforward until the bills arrive. The upfront outlay often includes the first…
Experts emphasise that facing financial stress with honesty, building a clear picture of finances, and enlisting support can turn repeated cycles of economic hardship into sustainable habits, with outside help often being key to recovery. Financial stress can do more…
The Kerala Lok Ayukta has issued directives to ban unregistered bodies from using banking-related terms like ‘bank’ and ‘banker’, aiming to prevent public misrepresentation and safeguard financial trust. The Kerala Lok Ayukta has moved to curb the use of banking-related…
The Delhi Income Tax Appellate Tribunal clarifies that taxpayers cannot claim fresh capital gains exemptions after a notice under Section 148 unless such claims are included in a revised return, impacting property-related tax appeals. The Delhi bench of the Income…
A parliamentary standing committee warns India that expanding trade pacts alone is insufficient, emphasising the need for industrial strength, innovation, and diversification to truly embed the country in future supply chains amid shifting global dynamics. India needs to look beyond…
LIC’s new Jeevan Akshay VII plan presents customised pension options for retirees seeking certainty, though with reduced payouts and limited inflation protection, highlighting a shift towards safety over growth in retirement income solutions. Life Insurance Corporation of India’s Jeevan Akshay…
