India’s latest reforms to expand receivables-based funding aim to unlock ₹8.1 trillion in unpaid invoices, positioning invoice financing as a mainstream credit tool for small and medium enterprises. India’s latest push to ease credit for micro, small and medium enterprises…
Despite increased penalties, critics argue that India’s central bank needs a more effective deterrence framework as fines remain modest compared to global standards and enforcement gaps persist amid calls for greater accountability and coordination. India’s central bank has been levying…
India’s Supreme Court has called for an examination of extending mandatory motor third-party insurance periods and proposed fuel restrictions for uninsured vehicles, aiming to increase coverage and support premium growth, while industry experts warn of potential cost impacts for consumers.…
Taxpayers awaiting their income tax refunds need to understand that delays often stem from verification and mismatched details, with actionable steps available to speed up the process. If your income tax return shows as processed but the refund has not…
The Indian government is increasingly relying on smaller, market-driven stake sales in state-run companies to accelerate its disinvestment goals, with over ₹52,000 crore raised in the first four months of FY27 through minority offerings, signalling a strategic shift from large…
Tens of thousands of retired workers will have to wait until 2028 for their pension increases to be implemented, as the Pension Protection Fund adopts a phased approach to adjustments for guaranteed minimum pension rights, angering campaigners and affected retirees.…
India’s salaried workers can optimise their retirement planning by understanding how to leverage the automatic, employer-backed Employees’ Provident Fund alongside the flexible, long-term Public Provident Fund, as experts emphasise a complementary approach to secure financial futures. For salaried workers in…
Kotak Mahindra Bank introduces a hybrid home loan that allows borrowers to lock their interest rate and EMI for up to 65 months, providing greater financial certainty in fluctuating interest-rate cycles. Kotak Mahindra Bank has introduced a hybrid home loan…
New rules and scrutiny around property gifts in India are turning what once seemed a simple tax workaround into a complex legal and financial decision, especially for owners with multiple homes considering transferring properties to relatives. For Indian taxpayers who…
India’s pension regulator PFRDA plans a major expansion of the National Pension System, targeting up to 400 million subscribers through digital enrolment and new market strategies over the next five years. India’s pension regulator is aiming to turn the National…
Increasing credit limits can improve your CIBIL profile by lowering utilisation ratios, but experts warn it also carries risks, especially if spending habits aren’t managed carefully. A higher credit card limit can look like a reward, but in practice it…
A lapsed motor insurance policy leaves vehicle owners vulnerable to personal liability, repair costs, and legal penalties, especially when involved in accidents or damages to third parties. Renewing coverage promptly and understanding policy terms are crucial to avoid significant risks.…
