In the first half of 2026, Indian mutual fund investors show a marked preference for flexible and diversified portfolios, with flexi-cap and multi-asset funds leading the inflows amid ongoing risk appetite and market shifts. Mutual fund flow patterns in the…
India’s government assures consumers that their everyday UPI transactions will remain free as discussions about reintroducing merchant discount rates for large transactions continue, aiming to balance system security with financial sustainability. India’s government has moved to calm fears that users…
Recent amendments to the National Pension System exit regulations afford greater flexibility for subscribers, especially those with smaller corpus amounts, while allowing larger savers to make more nuanced choices about their retirement funds. A recent change in National Pension System…
The Payments Council of India reaffirms that Unified Payments Interface transactions will stay free for users and small merchants, as industry officials focus on funding the system’s future growth and security enhancements amidst rapid expansion. India’s payments industry has moved…
As inflation and market volatility persist, India’s government-backed small savings schemes like PPF, SCSS, and SSY remain popular choices, each catering to different financial goals with varying yields and benefits. For savers worried about inflation, market swings and geopolitical uncertainty,…
Tax authorities are increasingly scrutinising large cash deposits in savings accounts, with scrutiny extending to smaller sums that appear suspicious, emphasising the importance of transparency and documentation for taxpayers. Many bank customers keep large balances in savings accounts for convenience…
Choosing the right savings account requires more than just comparing interest rates. By understanding fees, withdrawal policies, and digital features, savers can pick an account that fits their habits and saves them money in the long run. Choosing a savings…
The Payments Council of India advocates for a merchant discount rate on UPI transactions to fund sustained investments in infrastructure amid government moves to regulate digital payment charges, challenging the zero-MDR regime since 2020. The Payments Council of India has…
With the filing deadline looming, freelancers earning from various services must carefully select the correct income tax return form and maintain accurate records to avoid costly errors, according to experts. Freelancers approaching the filing deadline need to treat income tax…
Analysts highlight that starting early with the National Pension System can significantly lower monthly investment requirements for a ₹50,000 pension, though late entrants face steep costs due to market-linked returns and variable annuity rates. The National Pension System is being…
The Indian government clarifies that charges on the Unified Payments Interface (UPI) will be limited, maintaining its zero-cost model for consumers and most merchants, as policy debates continue. The Ministry of Finance has moved to calm mounting speculation around Unified…
In a landmark ruling, the Supreme Court of India confirms that comprehensive motor insurance policies cover vehicle occupants, prompting calls for systemic improvements to combat the high rate of uninsured vehicles and enhance road safety. The Supreme Court of India…
