While switching credit card debt to a personal loan can lower interest rates and simplify repayments, borrowers must weigh the full costs and avoid falling into the trap of debt recycling to ensure true financial relief. A personal loan can…
Facing unexpected bills and income delays tests household resilience. Experts recommend calm assessment, prioritising essentials, early creditor communication, and building long-term savings to recover and strengthen financial stability. Unexpected bills, delayed income and family emergencies can unsettle even the most…
The Tamil Nadu government has significantly increased its Chief Minister’s Comprehensive Health Insurance Scheme coverage from ₹5 lakh to ₹25 lakh, while announcing plans for a new multispeciality hospital and a comprehensive cancer-care upgrade, alongside initiatives to expand medical education…
A Chennai couple’s protracted legal battle over a ₹46 lakh flat reveals rising costs and legal avenues for homebuyers facing developer delays, with courts awarding substantial interest after years of waiting. A Chennai couple who paid ₹46 lakh for a…
While major Indian banks offer modest yields, smaller private and mid-sized banks are leading the race with significantly higher fixed deposit rates, especially for senior citizens, reshaping savers’ choices. Fixed deposits remain a favoured option for Indian savers seeking assured…
Hansa Research’s latest survey reveals faster growth in India’s health insurance sector, driven by concerns over rising medical costs, but customer loyalty wanes due to service and claims issues, highlighting a disconnect between industry growth and consumer satisfaction. Hansa Research’s…
Changes to India’s Reserve Bank of India’s gold loan framework introduce tiered loan-to-value ratios, offering smaller borrowers increased access to liquidity while emphasising conservative valuation practices amid market volatility. For many Indian households, gold remains a quick source of emergency…
A Mumbai consumer commission has mandated Max Bupa to pay Rs 5 lakh to a family after ruling that the insurer’s rigid interpretation of policy terms unjustly denied a claim following the death from acute pancreatitis, highlighting growing judicial scrutiny…
Mumbai police have arrested two men linked to a broader interstate cyber fraud network, seizing 161 SIM cards and uncovering a pattern of impersonation scams targeting companies through WhatsApp and other platforms. Mumbai police have arrested two men and seized…
Officials in Rajasthan uncover a widespread scam involving duplicated crop insurance claims worth Rs 30 lakh, leading to FIRs against farmers and operators as the state intensifies efforts to root out irregularities under the PMFBY scheme. Rajasthan’s agriculture department says…
India’s mutual fund houses face new guidelines to ease inheritance claims, allowing reliance on recent addresses and flexible document verification, aiming to speed up process times and reduce procedural delays. India’s mutual fund houses have been told to make it…
Buyers of used cars must pay close attention to insurance details, including transfer procedures, claim history, and no-claim bonuses, to avoid legal and financial pitfalls. Experts advise separate checks and proper documentation to ensure seamless ownership and cover continuity. Buying…
