Western Union’s widespread use for cross-border money transfers has become a target for fraudsters, prompting urgent advice on how to minimise losses and understand refund limitations amid increasing scam threats. Western Union has long been used by people sending money…
India’s mutual fund assets hit a historic ₹73.7 lakh crore in FY2025-26, driven by rising retail participation, increased SIPs, and broader product interest, signalling a shift towards mainstream household investing across urban and Tier-II centres. India’s mutual fund industry ended…
State Bank of India launches Har Ghar Lakhpati, a recurring deposit plan encouraging disciplined savings for long-term financial goals, with potential to grow modest monthly instalments into over ₹1 lakh within 10 years. State Bank of India’s Har Ghar Lakhpati…
As market fluctuations and healthcare expenses grow, affluent investors are adopting more comprehensive and flexible retirement plans that integrate Goal setting, tax efficiency, asset allocation, and regular reviews to secure their financial future. Retirement planning works best when it starts…
Daily habits and small decisions can quietly chip away at savings or boost financial well-being. Experts highlight that understanding spending, prioritising durability, cooking at home, and asking for better deals are powerful steps towards financial health. Looking back, the most…
Online calculators offer rough estimates for LIC policy surrender values but require careful consideration of policy terms, regulations, and vested bonuses, with recent rule changes adding complexity to the process. An online LIC surrender value calculator can give policyholders a…
The mortgage sector is witnessing a shift towards heightened governance and thorough scrutiny, aligning specialist lending with the industry’s evolving regulatory expectations driven by the FCA’s Consumer Duty regime. There is a clear shift across the mortgage market towards tighter…
Refinancing can ease debt burdens, but borrowers must weigh fees, terms, and overall costs to ensure the strategy truly benefits their financial health, especially when securing assets like home equity. Refinancing can be a useful way to make debt more…
In 2026, Hariyali Teej, a festival celebrating marital harmony, will align with major Independence Day sales, offering shoppers a prime opportunity for celebratory purchases and practical buys amid discounts on apparel, jewellery, and home decor. Hariyali Teej, a festival that…
India’s lower house has approved amendments enabling merchants to be charged fees on certain UPI transactions, marking a major change in the country’s rapidly expanding digital payments landscape. India’s lower house has approved a change to the law governing payment…
