PhonePe has renamed its investing platform PhonePe Invest and launched Portfolio Optimiser, a tool designed to help users build, review and rebalance portfolios across demat accounts. PhonePe has renamed its stockbroking and investing platform Share.Market as PhonePe Invest, bringing it…
The Bengaluru start-up is building a compliance platform for banks, insurers and market firms that maps personal data across India’s overlapping privacy and financial regulations without copying customer information into its systems. Vipul Abhishek, co-founder and chief technology officer of…
CoinDCX co-founder Sumit Gupta has called for India’s 1% crypto transaction tax to be reduced to 0.01%, warning that the current regime is driving trading offshore and costing the government revenue. Sumit Gupta, co-founder of CoinDCX, has renewed pressure on…
Banks are turning to AI-guided exception handling to cut the labour and cost of failed payments, while adapting to real-time rails and changing messaging standards. Payment errors and exception handling remain one of the least visible but most expensive frictions…
Sahi co-founder Dale Vaz says its agentic AI assistant is designed to give retail investors accountable, evidence-based guidance without making the buy or sell decision for them. Opening a broking account in India has become almost effortless. The harder problem,…
New AI tools can turn bank statements into searchable, conversational records, but lenders still need accurate extraction, source checks and human judgement before trusting the results. A bank statement can reveal a borrower’s salary, spending patterns, loan repayments and irregular…
Aadhaar, UPI and DigiLocker form distinct but connected layers of India’s digital public infrastructure, handling identity, payments and verified documents at unprecedented scale. India’s digital public infrastructure is best understood not as a single app or database, but as a…
Visa is targeting India’s expanding affluent population with premium cards, overseas spending and new data, fraud-prevention and money-movement services as UPI captures routine low-value payments. Visa is sharpening its strategy in India around wealthier consumers, higher-value transactions and spending that…
Lightweight decision models such as TypeSafe’s Jev could route routine cases away from costly investigation, but experts warn that speed, scores and structured answers cannot replace validation or human judgement. Rajesh Rajagopalan’s latest look at fast decision models asks a…
Criminals are targeting banking apps and smartphones themselves with malicious overlays, malware and device-level tricks, leaving even users with strong authentication exposed. Banking apps are facing a new kind of threat, one that goes beyond stolen passwords and fake login…
The Bengaluru startup will use its seed round to expand multilingual AI agents across financial apps, support larger enterprise deployments and prepare for a US launch. RevRag AI, a Bengaluru startup building artificial intelligence agents for banks and other financial…
Graph analytics can expose circular flows and hidden relationships between accounts, giving investigators a broader view of suspicious activity while underscoring the need for explainable, carefully governed AI. Financial crime investigators are increasingly being urged to look beyond isolated transfers…
