As AI learns to imitate faces, voices, documents and ordinary behaviour, payments and identity firms are replacing one-off verification with continuous, context-aware risk assessment. Generative AI is forcing payments and identity executives to rethink one of the sector’s oldest assumptions:…
The lifetime-free Paytm AU SFB RuPay credit card offers rewards on Paytm spending and travel, plus up to 12 family lounge visits a year subject to eligibility conditions. Paytm and AU Small Finance Bank have launched a lifetime-free RuPay credit…
AI is compressing payments product cycles, but institutions with inflexible technology stacks risk losing customers before new offerings reach the market. Artificial intelligence is speeding up product development in payments, but it is also exposing a deeper weakness: many institutions…
The document is often a small business’s first formal record, but lenders and payment firms must verify it against state portals, tax records and evidence that the business genuinely operates. A Shop Act licence may look like a routine piece…
The Bengaluru start-up says its voice agents resolve 70% of borrower queries without human intervention as it targets complex, multi-step calls across financial services. Karta AI, an agentic artificial intelligence start-up founded by former Razorpay executives, has raised $3mn in…
As AI accelerates underwriting and expands the data available to lenders, concerns over problem loans and weaker small-business lending are reinforcing the case for human judgement. Artificial intelligence is moving deeper into commercial lending, promising faster decisions, broader data analysis…
As enterprise AI spending accelerates, banks are discovering that reliable data, orchestration and transaction controls, not models alone, will determine whether experiments deliver commercial returns. Enterprise spending on artificial intelligence is no longer being driven by curiosity alone. Gartner has…
Stripe is introducing scoped credentials, agent-specific API keys and approval rules that let AI agents handle payments while keeping sensitive transfers under human oversight. Stripe has introduced a set of controls designed to let AI agents move money while keeping…
Bottomline research finds that structured data, real-time fraud controls and coordinated workflows are becoming the next competitive battleground as institutions move beyond connectivity. Payments modernisation is entering a new phase in which the main value is no longer simply better…
The Financial Stability Board’s final guidance calls for board-level accountability, lifecycle risk controls and closer scrutiny of third-party AI tools as adoption accelerates across financial services. The Financial Stability Board has published final guidance on how banks, insurers and other…
The $15 million Series A will help Mural expand its banking, payments and compliance infrastructure for businesses deploying autonomous software agents. Tether has led a $15 million Series A round for Mural, a New York-based financial technology company that is…
Booking.com is expanding beyond accommodation in India with a direct-payments system and a free business-travel platform for startups and small companies, seeking to close the gap with MakeMyTrip. Booking.com is deepening its push in India with two bets that go…
