Sahi co-founder Dale Vaz says its agentic AI assistant is designed to give retail investors accountable, evidence-based guidance without making the buy or sell decision for them.
Opening a broking account in India has become almost effortless. The harder problem, as Dale Vaz argued at TechSparks 2026, is what happens after a first-time investor logs in and faces a flood of charts, jargon and competing advice.
Vaz, co-founder and chief executive of Sahi, said the past decade of fintech has focused on access, not outcomes. In his view, millions of retail investors now have the tools to trade, but still lack the confidence and context to use them well. The result, he suggested, is an “intent-capability gap”: people want to grow their money, yet struggle to turn that intention into disciplined decisions.
His answer is Cairo, an agentic AI assistant embedded in Sahi’s app and web platform. The company describes it as a purpose-built layer around a general model, designed to avoid the weaknesses Vaz sees in generic chatbots. Instead of relying on the model to do the maths or make judgement calls on its own, Cairo routes tasks through Sahi’s own backend systems and research-built tools, returning deterministic results and evidence the user can verify. Vaz said the platform is designed to say “I don’t know” when appropriate and to keep the final buy or sell decision with the customer.
That approach is also tied to regulation. Sahi says Cairo has been built with SEBI compliance in mind, with in-country inference, logging and traceability built into the system. The company has already tested the assistant with more than 11,000 traders in a closed user group, generating more than 2.7 lakh responses with a 99.2% success rate, while 78% of users came back after their first interaction. According to the company, many users have treated it less like a trading terminal and more like a coach for discipline, language and risk management, including conversations in Gujarati, Tamil and Marathi.
The broader business context is a growing push by Sahi to expand its platform. Moneycontrol reported recently that the company raised $33 million in a Series B round led by Accel at a $200 million valuation, while Financial Express said the funding would help broaden its product range and user base in India’s crowded discount broking market. Vaz used his keynote to sketch a future in which AI agents help retail investors monitor portfolios, risk and taxes more intelligently, though he stressed that Cairo is not an advisory product and that any move into advice would require a separate licence. For now, the company is betting that retail investors want more than access: they want guidance that is accountable, contextual and grounded in rules rather than guesses.
Disclaimer: This article is intended to inform and educate, not to recommend or endorse any financial product, investment or strategy. Please consider your own financial circumstances and seek professional advice where appropriate before making financial decisions.
