As India processes half of global real-time payments, merchants are adopting automated smart routing to boost approval rates, reduce failures, and capitalise on the country’s rapidly expanding UPI ecosystem. India’s payments landscape is moving at a speed many merchant stacks…
The Reserve Bank of India is considering introducing durable polymer banknotes, with pilot trials of ₹10 and ₹20 denominations possibly beginning as early as April or May, though a final decision remains pending. India could see polymer banknotes enter circulation…
As UPI transactions in India hit record levels, small creators and sellers are turning to no-code payment links and pages for seamless, traceable online sales, transforming the country’s digital economy landscape. For creators and small sellers in India, the simplest…
Trust Payments partners with travel-focused financial platform felloh to deliver integrated payment data, bookings, and reporting, aiming to reduce reconciliation time and enhance financial visibility for travel businesses. Trust Payments has entered a partnership with felloh, a financial operations platform…
Experts advise that consistent small savings and mindful spending habits can greatly enhance retirement readiness, highlighting that big financial moves matter less than daily discipline in building long-term security. Many people only start thinking seriously about retirement once they are…
Choosing the optimal time to refinance a car loan depends on credit improvements, market rates, and individual financial circumstances. Experts highlight crucial factors such as loan terms, vehicle age, and repayment goals to ensure better borrowing conditions. Refinancing a car…
A recent column advocates a layered approach to managing finances, emphasising the importance of securing employer matches, building emergency funds, reducing debt, and optimising tax efficiency before investing surplus savings. A sensible financial plan is rarely about finding the perfect…
A family can transfer mutual fund units as a gift without triggering capital gains tax, but the process involves specific procedures and implications for future taxation, especially when transferring to minors or relatives. A family plan to set aside ₹10…
Despite the importance of family financial planning for managing short- and long-term needs, many households remain underprepared for disruptions, highlighting the urgent need for comprehensive and regularly updated financial safety plans. Most households are better at planning a holiday than…
Experts highlight how the updated 20-4-10 rule can help buyers balance affordability and long-term financial stability when purchasing a car on loan, emphasising the importance of upfront payments and loan terms. Buying a car on finance can feel straightforward in…
