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Money Crux
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Apple enters India as Asia’s fintech race shifts towards profitable digital banks and stablecoins

Apple Pay’s cautious launch in India comes as Hong Kong’s virtual banks turn profitable, Singapore’s digital-asset market accelerates and cross-border payment networks adopt new routes. Apple has brought Apple Pay to India in partnership with Axis Bank, opening its contactless…

  • apxadmin
  • October 10, 2026
  • Tax, Laws & Money Explained

GST Council backs automated registration and faster refunds in compliance overhaul

The 57th GST Council has recommended automated registration changes, quicker refunds and lighter penalties as taxpayer numbers and digital filings surge, although the proposals still require formal notification and legal amendments. India’s 57th GST Council meeting has set out a…

  • apxadmin
  • October 10, 2026
  • Tax, Laws & Money Explained

₹10,000 a month for 30 years: NPS could outgrow EPF, but with a catch

A monthly ₹10,000 investment could grow to about ₹1.57 crore in EPF or ₹2.26 crore in NPS over 30 years, but the higher projected NPS corpus comes with market risk and mandatory annuity rules. For salaried workers trying to build…

  • apxadmin
  • October 10, 2026
  • Tax, Laws & Money Explained

Uttar Pradesh opens three-month window to settle old tax dues without interest or penalties

The Uttar Pradesh Interest Waiver Scheme-2026 covers eligible arrears accumulated up to 31 December 2025 under several legacy tax laws. The Uttar Pradesh cabinet has approved a three-month tax amnesty designed to help businesses and other taxpayers clear long-running arrears…

  • apxadmin
  • October 10, 2026
  • Fintech & Digital Money

AI SaaS shifts from seats to metered billing as workloads become harder to price

AI software companies are turning to usage-based and hybrid pricing models, but accurate metering, transparent invoices and reliable reconciliation are becoming essential to avoid disputes and bill shock. AI software-as-a-service businesses are finding that simple per-seat pricing often fails to…

  • apxadmin
  • October 10, 2026
  • Tax, Laws & Money Explained

GST Council shifts focus from rate cuts to faster refunds and lighter compliance

India’s GST Council has left tax rates unchanged while backing reforms aimed at speeding up refunds, simplifying registration and limiting disruptive enforcement for businesses. India’s 57th GST Council meeting, held on October 8 in New Delhi, did not deliver a…

  • apxadmin
  • October 10, 2026
  • Fintech & Digital Money

Razorpay puts human guidance inside India’s digital payment onboarding

Razorpay’s paid Assisted Onboarding service helps merchants navigate registration, KYC and activation, but human support cannot replace verification or guarantee approval. For new merchants in India, the first hurdle with a payment gateway is often not the technology itself but…

  • apxadmin
  • October 10, 2026
  • Fintech & Digital Money

Why card-first expansion is leaving merchants behind in emerging markets

Brazil’s Pix, India’s UPI and Kenya’s M-Pesa are reshaping commerce around local payment rails, forcing international merchants to rethink entities, currencies and reconciliation before launch. For international merchants, payments are often treated as the final step before a launch. In…

  • apxadmin
  • October 10, 2026
  • Tax, Laws & Money Explained

India’s GST regime turns from enforcement-first to trust-led compliance

Recommendations from the 57th GST Council meeting point to faster refunds, fewer manual interventions and tighter limits on enforcement as India’s tax system enters a more predictable phase. India’s Goods and Services Tax regime appears to be entering a more…

  • apxadmin
  • October 10, 2026
  • Fintech & Digital Money

Juspay revenue tops ₹600 crore as overseas push and AI investment widen FY26 loss

The Bengaluru-based payments technology company increased revenue 30 per cent to ₹664 crore in FY26, while reporting a ₹90 crore net loss as it invested in international growth, AI and talent. Juspay, the Bengaluru-based payments technology company, said its revenue…

  • apxadmin
  • October 10, 2026
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