As the resurgence of initial public offerings signals strength in equities, experts urge investors to remain disciplined and scrutinise structural risks amid sector diversification and valuation concerns. The recent recovery in initial public offerings is reopening a route into fast-growing…
Choosing between the snowball and avalanche methods, alongside strategies to lower interest costs, can significantly accelerate the journey out of credit card debt, highlighting the importance of a personalised, disciplined approach. Paying off credit card debt becomes more manageable when…
Saugata Bhattacharya emphasises the need for flexibility in India’s monetary stance as inflation risks intensify, warning against premature rate hikes despite cautious signals from the RBI. Saugata Bhattacharya has sought to temper market expectations that the Reserve Bank of India…
A mid-sized non-bank lender significantly improves default prediction accuracy and response time by adopting a streaming data architecture, enabling early intervention and reducing default risk. A streaming approach to loan monitoring can give lenders a much earlier read on trouble…
Anand Rathi predicts a better second half for India’s mid-cap IT firms amid ongoing AI-driven price deflation, though full-year growth remains subdued due to geopolitical and market pressures. While some firms thrive on deal flow, others grapple with hyperscaler cost…
Many families renew health insurance policies annually without reassessing their coverage needs, risking financial strain. Experts recommend a practical check to ensure policies still provide adequate protection amid rising medical costs. Many people scrutinise their portfolios far more closely than…
Errors in the recorded joining or exit dates in EPF accounts can hinder transfers, impact pension eligibility, and complicate withdrawals. Experts advise early correction of discrepancies to avoid future financial issues. A wrong date of joining or exit in an…
The Delhi High Court has mandated the Income Tax Department to pay Vodafone Idea over ₹53 crore in refunds, dismissing procedural hurdles linked to Form 26B and condemning delays that have persisted despite tribunal victories. The Delhi High Court has…
ICICI Bank and Kotak Mahindra Bank have issued $1 billion and $650 million in offshore bonds respectively, highlighting continued foreign investor interest in Indian lenders’ funding strategies. ICICI Bank and Kotak Mahindra Bank have tapped the offshore debt market almost…
Fintech & Digital Money
