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India's planned polymer banknotes could enter circulation next year amid ongoing review

The Reserve Bank of India is considering introducing durable polymer banknotes, with pilot trials of ₹10 and ₹20 denominations possibly beginning as early as April or May, though a final decision remains pending. India could see polymer banknotes enter circulation…

  • apxadmin
  • August 6, 2026
  • Fintech & Digital Money

India’s UPI boom prompts small sellers to embrace simplified, trackable online checkouts

As UPI transactions in India hit record levels, small creators and sellers are turning to no-code payment links and pages for seamless, traceable online sales, transforming the country’s digital economy landscape. For creators and small sellers in India, the simplest…

  • apxadmin
  • August 6, 2026
  • Fintech & Digital Money

Trust Payments and felloh unite to streamline financial operations for travel companies

Trust Payments partners with travel-focused financial platform felloh to deliver integrated payment data, bookings, and reporting, aiming to reduce reconciliation time and enhance financial visibility for travel businesses. Trust Payments has entered a partnership with felloh, a financial operations platform…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Small daily choices can significantly impact retirement security, experts warn

Experts advise that consistent small savings and mindful spending habits can greatly enhance retirement readiness, highlighting that big financial moves matter less than daily discipline in building long-term security. Many people only start thinking seriously about retirement once they are…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Refinancing your car loan: when improved credit and market shifts make the difference

Choosing the optimal time to refinance a car loan depends on credit improvements, market rates, and individual financial circumstances. Experts highlight crucial factors such as loan terms, vehicle age, and repayment goals to ensure better borrowing conditions. Refinancing a car…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Prioritising small wins: a layered approach to personal finance success

A recent column advocates a layered approach to managing finances, emphasising the importance of securing employer matches, building emergency funds, reducing debt, and optimising tax efficiency before investing surplus savings. A sensible financial plan is rarely about finding the perfect…

  • apxadmin
  • August 6, 2026
  • Tax, Laws & Money Explained

Family gifting of mutual fund units avoids immediate tax, but considerations remain

A family can transfer mutual fund units as a gift without triggering capital gains tax, but the process involves specific procedures and implications for future taxation, especially when transferring to minors or relatives. A family plan to set aside ₹10…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Family financial planning: the overlooked shield against life’s surprises

Despite the importance of family financial planning for managing short- and long-term needs, many households remain underprepared for disruptions, highlighting the urgent need for comprehensive and regularly updated financial safety plans. Most households are better at planning a holiday than…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

New insights into the 20-4-10 rule for smarter car financing

Experts highlight how the updated 20-4-10 rule can help buyers balance affordability and long-term financial stability when purchasing a car on loan, emphasising the importance of upfront payments and loan terms. Buying a car on finance can feel straightforward in…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Supreme Court considers automated checks to enforce uninsured vehicle bans at fuel stations

India’s Supreme Court explores the potential use of AI-driven ANPR technology to enforce insurance compliance, possibly paving the way for a ‘no insurance, no fuel’ rule amidst ongoing legal debates. If a motorist one day reaches a fuel station and…

  • apxadmin
  • August 6, 2026
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