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Money Crux
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Building wealth through small, disciplined habits rather than dramatic turns

A set of 12 simple yet powerful money habits emphasise the importance of consistent discipline, from paying yourself first to tracking expenses, in creating long-term financial security. The path to wealth is rarely dramatic. More often, it is built through…

  • apxadmin
  • August 6, 2026
  • Tax, Laws & Money Explained

Digital payments may trigger income tax scrutiny if they don’t match declared income

While transactions through UPI, NEFT, RTGS and IMPS do not automatically invite tax notices, discrepancies between digital credits and declared income can prompt investigations, emphasising the importance of proper record-keeping. Digital transfers through UPI, NEFT, RTGS and IMPS do not…

  • apxadmin
  • August 6, 2026
  • Fintech & Digital Money

UGC Maker’s video tools accelerate trust-building in fintech app user acquisition

UGC Maker’s Marketing Studio is transforming fintech marketing by enabling rapid creation of human-style explainer videos that build trust early in the user journey, addressing safety concerns and boosting app installations. For fintech apps, the hardest part of user acquisition…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

India’s new solar scheme offers families a way to slash electricity bills amid rising tariffs

With household power bills climbing due to increased tariffs and device usage, India’s PM Surya Ghar scheme presents a promising solution through subsidised rooftop solar, enabling savings and energy independence for millions. Indian households are feeling the strain of higher…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

CIMB StarSaver offers tiered interest rates up to 2.38% with instant access

CIMB’s StarSaver Savings Account returns up to 2.38% annually on fresh funds, boasting tiered rates, no lock-in period, and instant access , a flexible choice for savers seeking competitive yield amidst promotional offers until July 2026. CIMB’s StarSaver Savings Account…

  • apxadmin
  • August 6, 2026
  • Tax, Laws & Money Explained

Indian salaried workers need to account for extra income to avoid tax surprises

Many salaried employees in India may face unexpected tax bills due to additional income streams like interest and dividends. Experts warn that reliance solely on TDS from salary can overlook other taxable earnings, making advance tax payments essential throughout the…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Fake Uber payment alert scam exploits timing and imitation to deceive users

A new phishing campaign using a convincingly polished fake Uber payment alert aims to trick users into revealing sensitive banking details, highlighting the evolving sophistication of scams that exploit urgency and impersonation. A fresh phishing campaign is circulating in inboxes,…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Filtering financial noise is key to solving the right money problems, experts say

As the vast flow of financial content overwhelms many, experts emphasise the importance of identifying individual priorities rather than chasing the latest strategies, highlighting that understanding one’s specific needs is the real route to financial peace of mind. People often…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Indonesia partners with media and regulators to combat illegal online lenders amid rising fraud complaints

Indonesia’s journalists, regulators, and fintech associations collaborate to strengthen financial literacy and crack down on illegal loan sharks, addressing a surge in consumer complaints and online fraud cases. Journalists, regulators and Indonesia’s online lending industry have stepped up a joint…

  • apxadmin
  • August 6, 2026
  • Fintech & Digital Money

PFRDA extends same-day NPS investment cut-off to 1:30 pm to ease contributions

The Pension Fund Regulatory and Development Authority has pushed back the NPS’s same-day investment cut-off to 1:30 pm, providing subscribers with more flexibility and reducing processing delays in contribution timings, effective from August 4, 2026. The Pension Fund Regulatory and…

  • apxadmin
  • August 6, 2026
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