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Investor psychology and long-term planning shape international fund decisions, warns expert

Mahesh Kumar K emphasises that the true test for including international funds lies in long-term financial needs rather than recent performance, highlighting the importance of disciplined decision-making amid global market volatility. The question of whether an international fund belongs in…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

Starting to invest in your 40s: accessible options and long-term benefits

Many in their 40s are discovering that it’s not too late to begin investing, with simple, flexible strategies like OCBC’s Blue Chip Investment Plan allowing small, regular contributions to build wealth and secure their financial future. Starting to invest in…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

New EPFO rules tighten access to provident fund withdrawals after job loss

The Employees’ Provident Fund Scheme 2026 introduces stricter withdrawal rules for unemployed workers, allowing up to 75% of savings to be withdrawn immediately, but with a 12-month lock-in period for the remaining amount, aiming to safeguard retirement funds. Losing a…

  • apxadmin
  • August 12, 2026
  • Fintech & Digital Money

India considers a lighter regulatory approach for social media financial influencers amidst crackdown on misleading advice

India’s markets regulator is contemplating a relaxed framework for social media financial influencers, while intensifying measures against misleading investment content, as the role of platforms like Instagram and YouTube in retail trading grows. India’s markets regulator is weighing a lighter-touch…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

PBS’s 'Beyond the Canvas' explores the craft of writing through Atwood and Gurira in new season

The second season of PBS’s ‘Beyond the Canvas’ returns with an episode featuring Margaret Atwood and Danai Gurira, highlighting writing as a disciplined and meaningful art form that shapes public understanding and personal expression. PBS’s “Beyond the Canvas” has returned…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

How to boost your income without risking your financial stability

Experts agree that strategic salary negotiations and reliable side income streams can significantly enhance your finances, focusing on skills and evidence over fleeting trends. Cutting spending has limits. Income does not. That is why the most effective way to improve…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

How addressing financial stress with social support can improve mental health

Rising costs and job insecurity intensify money-related anxiety, but seeking support and planning can help mitigate the psychological toll and foster resilience in financial adversity. Money is never simply cash in hand. It pays for food, rent, power, transport, children,…

  • apxadmin
  • August 12, 2026
  • Fintech & Digital Money

India ramps up defenses against AI-driven cyber threats in financial sector

India’s financial regulators are intensifying efforts to counter cyber threats powered by emerging technologies, with new training and testing initiatives aimed at preempting attacks in a rapidly evolving digital landscape. India’s financial regulators are stepping up their defences against cyber…

  • apxadmin
  • August 12, 2026
  • Markets & Investing

Gold remains near two-month high amid US inflation watch and Fed rate outlook

Gold prices held close to a two-month peak on Tuesday as traders await key US inflation data that could influence future Federal Reserve rate decisions, with broader impacts seen across precious metals markets. Gold prices eased slightly on Tuesday but…

  • apxadmin
  • August 12, 2026
  • Personal Finance & Wealth

Pay raises can boost savings through small, disciplined steps, says Fidelity

Financial advisers emphasise the importance of gradually increasing savings and investments alongside income growth, leveraging automation and micro-savings strategies to build long-term financial resilience. As pay rises, many people let spending expand at the same pace. Financial advisers say a…

  • apxadmin
  • August 12, 2026
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