India’s markets regulator, SEBI, is charting a comprehensive reform agenda that includes redesigning securities lending, piloting bond tokenisation using blockchain technology, and modernising market infrastructure to deepen and streamline capital markets. India’s markets regulator is preparing a broader technology-led overhaul…
India’s banking system adopts stricter timelines for recognising stressed loans, shifting focus towards faster identification and resolution of overdue accounts under the revised RBI guidelines, potentially reducing delays and errors in asset quality monitoring. A loan rarely slips into default…
India’s Joint Parliamentary Committee has endorsed key reforms to the Corporate Laws (Amendment) Bill 2026, aiming to decriminalise defaults, improve governance, and support technology firms and startups in a move to accelerate economic digitalisation. India’s Joint Parliamentary Committee has backed…
The newly enacted Income Tax Act 2025 preserves and clarifies rent relief provisions for individuals who pay rent but do not qualify for house rent allowance, with specific eligibility criteria and documentation requirements coming into effect from April 2026. India’s…
India’s new closing auction system, introduced in August to enhance price discovery, encounters initial turbulence amid calls for a slowdown, yet SEBI insists the overhaul will proceed despite early disruptions. India’s newest stock market reform has stumbled through its opening…
New RBI guidelines are reshaping gold lending in India, with stricter valuation benchmarks, tighter settlement rules, and enhanced borrower protections, impacting households and small firms relying on gold as quick capital access. For households and small firms short of cash,…
PhonePe has launched a new fixed deposit distribution platform, offering users a seamless way to compare, book, and manage deposits across partner banks and NBFCs, including an innovative micro-savings product with Shivalik Small Finance Bank. PhonePe has widened its financial-services…
Non-Resident Indians may utilise the National Pension System as a long-term retirement vehicle, with its benefits heavily influenced by income sources in India and the chosen tax regime, amidst complex withdrawal rules and cross-border tax implications. Non-Resident Indians can use…
India’s long-standing free digital payment system faces a potential overhaul as the Lok Sabha approves a bill allowing the government to impose charges on UPI transactions, signalling a significant shift in the country’s cashless economy. India’s long-standing free-ride on UPI…
The Chennai bench of the Income Tax Appellate Tribunal has clarified that withdrawals from an individual’s own bank account, when properly documented, cannot be classified as unexplained income under Section 69A, offering relief to taxpayers handling routed or disbursed funds.…
Experts recommend creating a financial plan centred on building an emergency fund and adopting disciplined investments like SIPs to ensure long-term financial stability for young professionals earning their first salary. A first salary can feel like a milestone and, for…
India’s residential property market demonstrates resilience with increased new launches and steady sales, while the Reserve Bank of India’s decision to hold rates aims to support long-term demand amid global uncertainty and inflation pressures. India’s residential property market has continued…
