The Reserve Bank of India has announced a comprehensive overhaul of loan pricing rules, aiming to standardise floating-rate lending, improve transparency, and offer better protections for borrowers, with new regulations set to come into effect in April 2027. The Reserve…
India’s Gujarat International Finance Tec-City is attracting increased international investor interest and major asset managers, signalling its emerging role as a competitive global financial centre amid evolving regulatory reforms and rising overseas demand. Gujarat International Finance Tec-City, better known as…
India’s recent GST overhaul aimed at simplifying tax but has intensified cash flow pressures for franchise operators, especially in hospitality and retail sectors relying on delayed payments, threatening their survival in a competitive landscape. India’s GST overhaul was meant to…
Several Indian lenders have increased their fixed deposit rates to attract retail investors, with DCB Bank leading the pack at up to 8.05% for seniors, as banks navigate steady policy rates and tight liquidity conditions. Several Indian banks have begun…
The future of Tata Sons’ potential stock market listing remains uncertain amid regulatory hurdles and a leadership transition, with the RBI yet to approve its deregistration request and imposing stricter classification rules. The question of whether Tata Sons will eventually…
Indian freelancers need to carefully select their income reporting method, balancing the simplicity of presumptive taxation against the benefits of detailed bookkeeping, especially in the context of foreign income and evolving tax deadlines for AY 2026-27. Freelancers in India need…
Employees seeking to transfer their provident fund to the National Pension System must ensure their employer offers a corporate NPS arrangement, as the tax advantage hinges on this condition, according to financial experts and guidance sources. For salaried workers, the…
The federal government has cut the General Provident Fund’s interest rate to 12.05% for 2025-26, marking a decline from the previous year’s 12.46%, impacting government employees’ savings amidst regional adjustments. The federal government has reduced the return on the General…
Jiraaf transitions from a broad alternative-investment platform to specialise in regulated fixed-income securities, providing retail investors with access to corporate bonds, government securities, and securitised debt amidst evolving Indian investment landscapes. Jiraaf has shifted sharply from its earlier identity as…
Bajaj Life Insurance introduces the Supreme plan, a ULIP offering market-linked investments, guaranteed wealth boosters, and long-term loyalty benefits, targeting investors comfortable with the product’s complexity and costs. Bajaj Life Insurance’s Supreme plan is a unit-linked insurance policy, or ULIP,…
Nine years since its inception, India’s goods and services tax has delivered significant administrative benefits but still faces calls for more comprehensive reforms to enhance revenue and competitiveness, with key changes including rate simplification and bringing petroleum products into the…
India’s parliamentary finance committee is advocating for broader deployment of bank-NBFC co-lending and TReDS platforms to address a $530 billion credit shortfall faced by micro, small and medium enterprises, amid concerns over limited formal credit access despite digital infrastructure. India’s…
