Taxpayers facing delays in income tax refunds can often resolve issues related to PAN-Aadhaar linking, verification deadlines, or bank account validation, simple checks that can speed up the process. An income tax refund can remain stuck even after a return…
SEBI introduces Specialised Investment Funds (SIFs) in 2024, offering experienced investors a flexible middle ground between traditional mutual funds and portfolio management services, with greater strategic options and associated risks. India’s mutual fund market has a new intermediate option for…
India’s upcoming overhaul of e-commerce consumer rules aims to enhance regulator oversight over online marketplace behaviour, with stricter rules on data use, transparency, and platform conduct, set to be implemented in January 2027. India’s latest overhaul of e-commerce consumer rules…
India’s insurance regulator, IRDAI, proposes sweeping reforms to make motor insurance more transparent, reduce dealer dominance, and promote direct consumer access through digital markets, potentially reshaping industry practices. India’s insurance regulator is preparing a broad rethink of how motor cover…
While employees frequently check their provident fund balances when changing jobs, experts warn that the scheme certificate , a record of pensionable service , is crucial for ensuring long-term retirement benefits and family security, yet often overlooked. When workers change…
Investors considering the ₹5,00,000 Post Office Time Deposit should weigh the benefits of a five-year lock-in at 7.5% against the quicker accessibility of three-year plans, as stable rates bolster the appeal of longer-term savings. A ₹5,00,000 deposit in a Post…
India’s Income Tax Act introduces nine main exemption routes for capital gains, offering new opportunities and strict compliance requirements for investors and homeowners looking to defer or eliminate tax liabilities on property, land, shares or mutual fund units. Selling a…
The Supreme Court will hear a challenge to India’s recent move to impose a merchant discount rate on certain UPI transactions, raising questions about legal foundations and impact on small businesses. The Supreme Court is set to hear on Monday…
The Employees’ Provident Fund Organisation has increased the statutory wage ceiling for provident fund contributions to ₹25,000, a move that will impact savings and pension eligibility for Indian workers from September 2026. The Employees’ Provident Fund Organisation has lifted the…
India’s markets regulator, Sebi, has introduced a revised settlement framework aimed at quickening the enforcement process and improving recovery of diverted funds, while maintaining investor protection. India’s markets regulator has moved to redesign its settlement framework in a bid to…
Millions of salaried workers risk delays in accessing pension and insurance benefits if they do not update their EPF nominations following marriage or childbirth, with online processes now crucial for seamless claims. For millions of salaried workers, the Employees’ Provident…
The Insurance Regulatory and Development Authority of India is considering new commission caps and expense limits to address disproportionate rises in distributor remuneration, potentially reshaping the insurance sales landscape and affecting intermediaries across the sector. India’s insurance regulator is preparing…
