New RTI figures expose that over 15 crore Jan Dhan accounts in India remain inactive or have zero balance, raising questions about the scheme’s effectiveness in reaching the poorest. India’s biggest financial inclusion scheme is still adding customers and deposits,…
Despite crossing 59 crore accounts and collecting over ₹3.15 lakh crore in deposits, India’s flagship banking scheme struggles with mounting dormant accounts, raising questions about its effectiveness in reaching the poorest households. India’s flagship drive to pull poorer households into…
India’s DigiLocker platform faces rising threats from counterfeit websites and apps, with scammers targeting students and parents amid higher stakes as official documents become vulnerable to impersonation and fraud. By late May 2026, India’s warning over counterfeit DigiLocker services had…
Freefincal’s goal-based portfolio audit spreadsheet has evolved from a standalone tool to a core component of its comprehensive do-it-yourself investing ecosystem, emphasising disciplined, process-led investment review rather than market timing or fund selection. freefincal’s goal-based portfolio audit spreadsheet is no…
Experts and official research in India are challenging the traditional 4% withdrawal rule, emphasising lower, more flexible strategies suited to local economic conditions and inflation risks for sustainable retirement income. The familiar 4% retirement rule is coming under heavier scrutiny…
A Bengaluru doctor falls victim to an increasingly common scam involving fake helpline numbers, exposing gaps in online security that are enabling thieves to siphon millions through convincing impersonation tactics across India. A 71-year-old doctor in Bengaluru has become the…
Life Insurance Corporation of India introduces Bima Platinum, a limited-premium savings and protection plan, amid its 70th anniversary celebrations, signalling a strategic shift towards defined benefit products. Life Insurance Corporation of India is set to begin selling Bima Platinum on…
Recognising the warning signs of identity theft early, such as rejected tax returns, unfamiliar bills, and account locks, can help potential victims limit damage. Experts stress that identity theft unfolds as a pattern across multiple systems, requiring prompt action to…
Effective financial control begins with realistic budgeting, clear income and expense awareness, and strategic savings and debt plans, steps that can transform chaos into confidence and security in your financial journey. The first sign that someone is regaining control of…
Recent Himalayan and northern Indian floods have exposed critical vulnerabilities in emergency systems, highlighting the urgent need for comprehensive river-basin planning and resilient infrastructure to mitigate future disasters. The flood scenes in Nepal and northern India over the past 10…
As persistent cost pressures intensify, more people are adopting mindful spending not just as a self-help habit but as a strategic approach to managing growing financial anxiety. New surveys reveal a focus on practical steps, emotional wellbeing, and flexible discipline…
Banks in India are shifting their focus from attracting first-time users with free credit cards to using ongoing fee waivers and rewards as strategic tools to retain existing customers and boost spending, amid a rapidly expanding credit card market. India’s…
