Consumers are increasingly vulnerable to advanced ATM scams, including cash traps and card skimming, with experts warning that a moment of distraction can lead to significant financial loss. ATM users face a growing range of fraud risks, from hidden devices…
While the Indian government’s zero-MDR policy on UPI transactions supports small businesses with cost savings, the growing volume raises questions about the long-term sustainability and the evolving payment landscape in India. India’s digital payments boom has left merchants weighing two…
As scam losses soar in 2025, experts recommend leveraging AI chatbots to identify phishing attempts, but caution remains about safeguarding personal data and verifying suspicious messages through official channels. Artificial intelligence is becoming one of the most useful tools for…
Using a car as security for a personal loan can ease borrowing conditions and potentially secure better terms, but borrowers must weigh the benefits against the risk of repossession if repayments lapse. Using a car as security for a personal…
Seafarers need a tailored approach to mutual fund investments, prioritising investment goals, strategy, and discipline over chasing recent top performers, warns industry experts. For seafarers, the first question before buying a mutual fund is not which one recently topped the…
India’s pension regulator launches a new flexible retirement savings model for gig workers, allowing contributions based on income fluctuations, as industry partnerships accelerate adoption of the scheme. India’s pension regulator is trying to make long-term saving easier for gig workers,…
Small finance banks are still offering some of the most attractive fixed deposit returns in India, with rates above 8% available in August 2026 for regular depositors, according to Business Today. The highest published rate in the article is 8.10%,…
The FIRE movement gains momentum as higher housing and living costs, along with longer working lives, prompt more people to rethink traditional retirement, with strategies ranging from minimalist lifestyles to career breaks. The FIRE movement, short for Financial Independence, Retire…
The Reserve Bank of India has unveiled new draft regulations requiring borrower consent for benchmark changes and aiming to standardise floating-rate loan protocols, potentially offering greater borrower safeguard and transparency. The Reserve Bank of India has proposed a fresh set…
A new perspective on managing household finances highlights the importance of transparency and shared responsibility over traditional notions of independence, challenging couples to adopt more balanced approaches to money management. The idea of being “financially independent” in marriage is often…
The National Pension System (NPS) stands out as a comprehensive retirement scheme, providing tax relief at multiple stages, contribution, growth, and withdrawal, making it a strategic choice for long-term investors seeking flexibility and tax efficiency. National Pension System, or NPS,…
With medical inflation rising at 12% to 14% annually, experts emphasize the importance of adequate health coverage and understanding tax benefits to better protect households across India. Insurance is best understood as a way to shift financial risk rather than…
