A 32-year-old Indian software engineer transforms his savings approach, moving beyond traditional bank deposits to beat inflation through purpose-driven asset allocation and disciplined investing. A 32-year-old software engineer in India learned that keeping money “safe” can still be a losing…
Routine small purchases like coffee, subscriptions and impulsive shopping can cumulatively drain your budget. Financial advisers suggest reviewing automatic expenses and delaying non-essential buys to boost savings without sacrificing daily pleasures. Small everyday purchases can be far more expensive than…
Indian motorists can unlock substantial savings with the right fuel credit card, but selecting the optimal one depends on refuelling habits, spend patterns, and fee structures, making tailored choices key to maximising benefits. For Indian drivers who put a meaningful…
Home loan pricing in India is still highly divided, with rates starting from 7% among top lenders but climbing sharply for borrowers with weaker credit profiles, as fixed rates soar above 14%. Home loan pricing in India remains highly fragmented,…
Scammers have diversified from email pitches to targeting individuals via text, social media and messaging apps, employing sophisticated tactics to lure victims into paying money or revealing personal details by impersonating legitimate lotteries and using official-looking branding. Lottery fraud has…
India’s updated Pradhan Mantri Awas Yojana-Urban 2.0 aims to extend home ownership options through construction, partnerships, and rental schemes, targeting urban poor and middle-class families with a comprehensive ₹10 lakh crore investment. For millions of urban families renting in cities,…
A couple in Surat was subjected to a five-day ‘digital arrest’ scam, losing ₹13 lakh after fraudsters impersonated police and regulatory officials, highlighting the rising threat of sophisticated digital scams in India. A Surat man and his wife were held…
Insurers in India are expanding the sale of benefit-based policies to cover illnesses like dengue, malaria, and chikungunya, offering fixed sums to offset additional treatment costs during monsoon season. As the monsoon season lifts the risk of dengue, malaria and…
Expert guidance suggests that helping teens set clear goals and creating manageable saving systems can build lifelong financial skills, moving beyond mere responsibility to purposeful money management. Teenagers who spend birthday money or a pay packet almost as soon as…
Paying only the minimum on credit cards can lead to escalating interest charges and prolonged debt. Experts warn that small payments may keep accounts in good standing but do not reduce the principal, risking years of high finance costs and…
Retirees are reassessing their budgets and withdrawal strategies to adapt to changing circumstances, with expert advice emphasising the importance of flexibility, income diversification, and seeking professional guidance to ensure their savings last for decades. Worry about outliving retirement savings is…
India has announced new regulations to enhance transparency on e-commerce platforms, targeting misleading discounts, search result manipulation, and dark pattern practices, set to come into effect in January 2027. India has moved to curb misleading discounting and search manipulation on…
