New insights reveal that maintaining a small credit card balance does not improve your credit score. Instead, consistent on-time payments and low credit utilisation are key factors, challenging long-standing myths about building credit. Carrying a small credit card balance does…
While settling a collection account might not instantly improve your credit score, considering factors such as account age, scoring model type, and upcoming borrowing needs can guide the decision to pay or wait. Paying off a collection account does not…
Securing a used car with affordable finance requires understanding the full costs involved, from borrowing rates to maintenance and repairs. Experts advise thorough comparison and careful planning to ensure affordability and avoid pitfalls. Buying a used car can be a…
Hyderabad police have issued a warning over a sophisticated hybrid cyber scam where thieves steal mobile devices and manipulate their contents to drain bank accounts, especially targeting senior citizens and less tech-savvy individuals. Hyderabad police have warned residents about a…
An elderly couple in Bhopal was subjected to a months-long digital arrest scam, losing ₹22 lakh after being manipulated by fraudsters posing as police and CBI officials, amidst a surge in similar incidents across India. An elderly couple in Bhopal…
A 58-year-old teacher in Bengaluru has fallen victim to a deceptive online investment scheme promising AI-managed returns, resulting in a loss of over ₹30 lakh, amid a rising wave of digital financial scams across India. A 58-year-old teacher in Bengaluru…
Generali Central Insurance is exploring innovative health policies that adjust premiums based on treatment location, alongside expanding cyber insurance products amid rising digital risks in India. Generali Central Insurance is considering a health insurance product that would vary premiums by…
A Bengaluru tech worker’s experience highlights the critical gap between long-term investments and immediate liquidity, exposing the risks faced by those with high salaries but insufficient emergency savings in times of crisis. A Bengaluru tech worker’s account of a family…
The revised Pradhan Mantri Awas Yojana Urban 2.0 introduces an upfront interest subsidy scheme aimed at making urban housing more affordable for first-time buyers from low and middle-income groups, supporting up to 1 crore households over five years. India’s Pradhan…
A new health insurance policy may not provide immediate coverage for planned procedures due to waiting periods. Experts advise policyholders to carefully check policy terms and consider the implications of switching insurers, especially regarding ongoing treatments and waiting period credit.…
Shoppers celebrating Raksha Bandhan are warned as scammers ramp up attacks with fake offers, courier alerts, and AI-driven impersonation, prompting calls for increased vigilance and cybersecurity measures. Festival shoppers are being warned to stay alert as cyber fraudsters step up…
With ageing demographics, urbanisation, and evolving family structures, India’s senior living industry is transitioning from niche to mainstream, driven by new housing models, technological advances, and a growing ‘silver economy’. India’s senior living sector is moving from niche idea to…
