Many retirees struggle to adjust their financial mindset despite their circumstances changing, risking underspending and missed enjoyment in later life. Experts emphasise the importance of revisiting financial goals and confidence to truly benefit from accumulated wealth. Major life changes often…
Navigating the choice between short-term and long-term investments depends on purpose, risk tolerance, and time horizon, with most households benefiting from a balanced approach to secure both liquidity and growth. Choosing between short-term and long-term investments is less about picking…
Non-banking finance companies now account for half of India’s new-to-credit borrowers, signalling a transformative shift driven by consumer-durables and younger generations entering the formal financial system. Non-banking finance companies now account for half of India’s new-to-credit borrowers by volume, according…
Experts stress the importance of full monthly payments to avoid rising interest charges, revealing strategies to prevent debt snowballing and preserve favourable promotional offers. Credit cards can be a useful payment tool, offering rewards, cash back and travel perks, but…
Investors often make common errors in their SIP approach, from market timing to fund selection, that can hinder wealth accumulation. Experts suggest disciplined review, diversification, and gradual contribution increases to optimise long-term returns. Many investors set up systematic investment plans…
Many middle-class Indian couples earning double incomes are finding it difficult to manage their finances, as lifestyle inflation, poor coordination, and credit dependence undermine their financial stability, prompting calls for disciplined spending and joint planning. In India’s large cities, many…
Authorities in Kerala issue advisory as scammers increasingly use fake customer support numbers and remote access tactics to steal money and personal details, urging citizens to exercise caution online. Kerala Police have warned the public to be wary of a…
Personal loan sanctions in India reached about 4.9 crore loans valued at Rs 2.99 trillion in the first quarter of FY 2026-27, driven by small-ticket digital borrowing and increased outreach to younger and non-metro customers, as per the FACE report.…
Employees can now easily monitor their Provident Fund balances using updated online portals and mobile apps, ensuring contributions are accurately reflected amidst job transitions and employment changes. Keeping track of your Provident Fund balance is one of the simplest ways…
Fraudsters are exploiting trust with a convincing bank examiner scam that persuades victims to act against their own interests by framing financial theft as a civic duty, with authorities warning consumers to verify any unexpected requests through known contact channels.…
Changes in Indian banking regulations from April 2026 introduce stricter documentation and certification requirements for NRIs moving funds from NRO accounts abroad, adding hurdles to an already complex process. For many overseas Indians, the real test begins after the money…
NCERT’s revised Class 9 social science textbook integrates practical lessons on taxation, budgeting, and investing, reflecting a broader push to equip Indian students with essential financial skills for real-world decision-making. NCERT has put financial literacy at the centre of its…
