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India’s mutual fund industry reaches record assets with widespread retail participation and diversification

India’s mutual fund assets hit a historic ₹73.7 lakh crore in FY2025-26, driven by rising retail participation, increased SIPs, and broader product interest, signalling a shift towards mainstream household investing across urban and Tier-II centres. India’s mutual fund industry ended…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

SBI’s Har Ghar Lakhpati scheme aims to make six-figure savings achievable through disciplined monthly deposits

State Bank of India launches Har Ghar Lakhpati, a recurring deposit plan encouraging disciplined savings for long-term financial goals, with potential to grow modest monthly instalments into over ₹1 lakh within 10 years. State Bank of India’s Har Ghar Lakhpati…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

How high-net-worth investors are shifting focus to coordinated retirement strategies amid rising healthcare and market volatility

As market fluctuations and healthcare expenses grow, affluent investors are adopting more comprehensive and flexible retirement plans that integrate Goal setting, tax efficiency, asset allocation, and regular reviews to secure their financial future. Retirement planning works best when it starts…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

Small daily habits and smarter choices drive significant financial gains

Daily habits and small decisions can quietly chip away at savings or boost financial well-being. Experts highlight that understanding spending, prioritising durability, cooking at home, and asking for better deals are powerful steps towards financial health. Looking back, the most…

  • apxadmin
  • August 6, 2026
  • Personal Finance & Wealth

LIC surrender value estimates become more complex with new regulations and policy variables

Online calculators offer rough estimates for LIC policy surrender values but require careful consideration of policy terms, regulations, and vested bonuses, with recent rule changes adding complexity to the process. An online LIC surrender value calculator can give policyholders a…

  • apxadmin
  • August 6, 2026
  • Tax, Laws & Money Explained

SEBI prepares major reforms for FY27, integrating AI, digital campaigns, and market simplification

India’s securities regulator is launching an extensive reform plan combining lighter compliance, advanced technology, and investor education to deepen and modernise markets in FY27, including AI-driven initiatives and regulatory simplifications. India’s markets regulator is preparing a wider reform drive in…

  • apxadmin
  • August 6, 2026
  • Economy, Policy and Business

Tamil Nadu’s new agriculture budget combines tradition with innovation and signals improved Centre relations

Tamil Nadu’s inaugural agriculture budget under the Tamilaga Vettri Kazhagam government introduces modern farming tools alongside traditional practices, while fostering closer ties with the Centre through new schemes focused on soil health, crop diversification, and AI-driven advisory services. Tamil Nadu’s…

  • apxadmin
  • August 6, 2026
  • Economy, Policy and Business

India tightens regulations on loan recovery to curb harassment and enhance borrower protection

The Reserve Bank of India is introducing stricter controls on recovery practices, requiring banks to ensure fair treatment and accountability of recovery agents, with new rules set to be implemented in January 2027. India’s central bank is moving to tighten…

  • apxadmin
  • August 6, 2026
  • Economy, Policy and Business

RBI tightens loan recovery rules to enhance borrower protections and curb harassment

India’s central bank introduces stricter guidelines for lenders to prevent harassment during debt recovery, including regulated contact hours, accountability measures, and restrictions on device restrictions, effective from January 2027. India’s central bank has moved to tighten the rules governing loan…

  • apxadmin
  • August 6, 2026
  • Economy, Policy and Business

India edges closer to China in Forbes Asia’s 'Best Under A Billion' ranking, highlighting tech-driven growth

India secures second place in Forbes Asia’s ‘Best Under A Billion’ list, with the rising prominence of tech-focused firms signalling a shift in regional economic growth and competition with China. India has secured the second spot in Forbes Asia’s latest…

  • apxadmin
  • August 6, 2026
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