A growing number of households are adopting paycheck-based budgeting to better manage income and expenses, offering a practical approach to reducing financial stress and building savings, especially for those living paycheck to paycheck. Budgeting by paycheck is gaining attention because…
HDFC Bank and ICICI Bank have increased interest rates on foreign currency non-resident bank deposits to up to 6.25%, taking advantage of a Reserve Bank of India support measure designed to attract foreign investments and lower hedging costs. HDFC Bank…
A Kerala consumer panel has highlighted issues of misleading marketing practices and unauthorised deductions by insurance agents, prompting a reinvigorated call for transparency and protection for vulnerable consumers. A Kerala consumer commission has once again underlined how aggressively marketed financial…
India’s Reserve Bank introduces stricter regulations on debt collection practices, banning device disabling without consent and limiting recovery agent actions to enhance borrower rights from January 2027. India’s central bank has tightened the rules governing loan recovery, moving to curb…
The Indian government dismisses reports of a new tax on transactions above ₹2,000 and outlines plans to apply merchant discount rates only to large merchants, aiming to boost financial infrastructure without burdening consumers. Finance Minister Nirmala Sitharaman has pushed back…
Leap India’s initial public offering opens for subscription amid cautious analyst opinions and a modest grey market premium, with the company aiming to raise ₹2,480 crore and expand its asset-pooling footprint globally. LEAP India’s ₹2,480 crore initial public offering opened…
India’s Supreme Court prepares to deliver a final verdict on the controversial 2025 online gaming ban, after months of legal battles involving gaming companies, government authorities, and public interest groups. India’s Supreme Court has moved the country’s sweeping online gaming…
Indian businesses prepare for a major overhaul in tax reporting systems as the Income Tax Act 2025 introduces significant changes to terminology, forms, and digital procedures, while maintaining the core tax structure for the 2025-26 assessment year. Indian businesses are…
Expert opinions suggest that healthy single individuals with no dependants and solid savings may not need life insurance, but liabilities like debt or business commitments could warrant coverage. As life circumstances evolve, the decision to insure may change. For a…
AIB reports a 59% rise in payment fraud cases in July, highlighting increasingly convincing scams that pressure customers into revealing sensitive information or transferring funds, with criminals employing tactics like fake texts, impersonation, and urgency. AIB has warned customers to…
