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Mortgage rates vary widely as public lenders remain competitive amid soaring fixed costs

Home buyers on August 7, 2026 face a stark disparity in mortgage pricing, with public-sector lenders offering rates as low as 7% for floating loans, while private and non-bank products reach above 10% to 20%, highlighting the evolving landscape of…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Google Pay shifts focus to domestic Indian market amid emphasised security and AI enhancements

Google Pay is prioritising India’s domestic digital payments over cross-border transfers, with a focus on security, transaction success, and AI-driven merchant support, signalling a strategic shift in its growth trajectory. Google Pay is prioritising India’s domestic digital payments market over…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Understanding your credit card statement date can optimise your payment strategy and improve your credit profile

Many credit card users overlook the significance of the statement closing date, which can impact billing, interest, and credit scores. Experts highlight how timing purchases around this date can optimise benefits and avoid fees. For many credit card users, the…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Steady habits and patience overshadow income in building lasting wealth

Building wealth on an average salary hinges on disciplined saving, behavioural consistency, and long-term investing, proving that patience and habits outweigh high income in achieving financial security. Building wealth on an average salary is less about a headline pay packet…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

RBI introduces strict new guidelines to curb abusive loan recovery practices

The Reserve Bank of India sets out comprehensive rules to prevent harassment by banks and recovery agents, effective from January 2027, marking a significant shift towards borrower protection. The Reserve Bank of India has moved to curb aggressive loan collection…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Smaller lenders in India offer more aggressive fixed deposit rates amid shifting market landscape

Amid fluctuating rates, smaller Indian lenders are leading with some of the highest FD returns, surpassing major banks and foreign institutions, as the deposit rate competition intensifies. Fixed deposit rates across Indian banks remain a moving target, and the latest…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Maharashtra offers insurance to safeguard Govindas ahead of Dahi Handi festival

The Maharashtra government has approved accident insurance coverage for 1.5 lakh Govindas participating in this year’s Dahi Handi celebration, providing financial protection against injuries and fatalities amidst the festival’s rising scale and popularity. The Maharashtra government has approved accident insurance…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Indonesia's rupiah rates fluctuate amid evolving US dollar benchmarks

Understanding the complexities of rupiah to US dollar exchange rates is crucial as market factors, official sources, and transaction methods influence the value with real-world implications for travellers, businesses, and investors. Interest in the question of how much 1 US…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Mumbai police probe cyber fraud linked to fake RTO APK and public Wi-Fi risks

A Mumbai bank general manager lost over ₹4 lakh after downloading a malicious ‘RTO Challan APK’ via free Wi-Fi at Chhatrapati Shivaji Maharaj Terminus, prompting renewed warnings over cyber threats at public hotspots. Mumbai police are investigating a cyber fraud…

  • apxadmin
  • August 7, 2026
  • Fintech & Digital Money

RBI introduces strict new rules to curb harassment in loan recovery from 2027

The Reserve Bank of India announces comprehensive reforms to prevent coercive and abusive practices by banks and recovery agents, set to take effect in 2027, enhancing borrower protections and accountability. The Reserve Bank of India has set out a tighter…

  • apxadmin
  • August 7, 2026
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