Nearly four years after its launch, India’s digital rupee struggles to replace existing payment platforms, but a shift towards programmable CBDC offers promising applications in welfare schemes, targeted transfers, and controlled spending, signalling a strategic pivot for the central bank’s…
A Bengaluru software engineer earning ₹70 lakh annually deliberates over buying versus renting, highlighting wider concerns among tech workers about housing affordability and financial stability amid rising property prices and industry uncertainties. A Bengaluru software engineer earning about ₹70 lakh…
A practical approach for paychecks received every two weeks, biweekly budgeting helps households better manage cash flow, plan for irregular expenses, and build savings with greater discipline. A biweekly budget is built around a 14-day pay cycle, making it a…
A growing number of people are turning to zero-based budgeting to gain greater control over spending, with digital tools making implementation easier despite its demanding nature. Zero-based budgeting is a method in which every pound of income is given a…
The widely promoted LIC Kanyadan calculator is a shorthand for projections based on LIC Jeevan Lakshya, revealing the inherently uncertain future payouts and emphasising the plan’s conservative savings approach over investment growth. The so-called LIC Kanyadan calculator is really a…
Filing zero-liability income tax returns, often overlooked, can play a crucial role in establishing financial stability, facilitating loan approvals, and reclaiming taxes, benefits that extend beyond mere compliance. Many people assume an income tax return is only worth filing when…
India’s regulator allows the launch of actively managed ETFs from September 2025, promising to blur the lines between passive and active investing and offering investors new ways to optimise costs, tax efficiency, and professional management within their portfolios. Exchange-traded funds…
The Employees’ Provident Fund Organisation (EPFO) has introduced comprehensive reforms to simplify and digitise retirement savings procedures, strengthening the system’s transparency and speed for millions of subscribers. India’s retirement fund body has overhauled the rules governing provident fund withdrawals, nominations…
Promoted as a low-risk option, India Post’s scheme offers families a predictable 7.4% annual interest with monthly payouts, ideal for securing a daughter’s financial future while safeguarding the principal. India Post’s Monthly Income Scheme is being promoted as a low-risk…
At the 20th Customs Consultative Group meeting in Kolkata, India’s freight forwarding sector called for faster customs procedures, clearer rules, and extensive digital reforms to reduce costs and enhance global trade standing. At a meeting in Kolkata, India’s freight forwarding…
