While liquid funds are designed for capital preservation and liquidity, recent data shows significant variation in returns over different periods. Investors should consider multiple performance metrics and fund characteristics before making decisions. Liquid funds are built for preservation of capital…
Effective travel budgeting involves comprehensive planning, clear goals, and flexible strategies to keep costs manageable and prevent debt, transforming holiday dreams into achievable plans. Travel can look affordable at first glance, yet the real bill often grows once the trip…
Non-banking financial companies in India are offering deposit rates up to 8.50% for longer tenures, attracting savers seeking higher returns amid increased credit risk and the absence of government insurance protections. Non-banking financial companies in India are drawing fresh attention…
As 2030 approaches, retirees must refine their plans by reassessing portfolio risk, Social Security claiming strategies, and savings adequacy to ensure a secure transition from work to retirement amidst market volatility and evolving rules. For anyone aiming to stop working…
Attorney General Letitia James highlights a rising scheme where scammers manipulate victims into buying gold under false pretenses, victimising over 139 Americans and escalating across multiple states. New York Attorney General Letitia James has warned that scammers have used a…
The Payments Council of India advocates for a merchant discount rate on UPI transactions to fund sustained investments in infrastructure amid government moves to regulate digital payment charges, challenging the zero-MDR regime since 2020. The Payments Council of India has…
With the filing deadline looming, freelancers earning from various services must carefully select the correct income tax return form and maintain accurate records to avoid costly errors, according to experts. Freelancers approaching the filing deadline need to treat income tax…
Analysts highlight that starting early with the National Pension System can significantly lower monthly investment requirements for a ₹50,000 pension, though late entrants face steep costs due to market-linked returns and variable annuity rates. The National Pension System is being…
The Indian government clarifies that charges on the Unified Payments Interface (UPI) will be limited, maintaining its zero-cost model for consumers and most merchants, as policy debates continue. The Ministry of Finance has moved to calm mounting speculation around Unified…
The Reserve Bank of India has unveiled draft amendments aiming to restrict non-banking financial companies to offering only term loans, potentially revolutionising retail credit products and tightening supervision. The Reserve Bank of India has proposed a sharp tightening of the…
