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Certified public accountant advocates early and practical money lessons to prepare children for financial independence

A CPA highlights the importance of discussing money openly with children, covering basics like saving, taxes, and compound growth to foster financial confidence and prevent future confusion. A certified public accountant is urging parents to stop treating money as a…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Wealthier households use long-term financial habits to build resilience and assets

A report highlights how differences in financial habits, access to knowledge, and long-term planning create stark disparities between working-class and upper-class households, influencing stability and wealth accumulation. Financial literacy does more than shape a bank balance. It influences how people…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Refinancing a car loan can lower payments but may extend total costs and debt duration

While extending a car loan through refinancing can ease monthly financial pressure, it can also raise the total cost of borrowing and increase the risk of being upside down on the loan, prompting careful comparison and strategic decision-making. Extending a…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

Kredily 3.0 introduces India's first agentic AI payroll assistant embedded in HRMS

Kredily launches Kredily 3.0 with KAI, an agentic AI tool capable of executing payroll and HR tasks from plain-language prompts, marking a significant advancement in automation for Indian businesses. Kredily has launched Kredily 3.0, an expanded version of its HR…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

SBI leverages artificial intelligence to drive record profits and expand lending capabilities

State Bank of India has transformed its AI initiatives into a business driver, generating Rs22,000 crore and bolstering its balance sheet with record profits and expanded lending services, signalling a new phase in digital banking and data-driven growth. State Bank…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Assam LPG consumers face last-minute deadline for biometric e-KYC to retain subsidies

Domestic LPG users in Assam must complete Aadhaar-based e-KYC verification by August 16 to maintain subsidised cooking gas, with authorities urging swift action amidst ongoing supply stability. Assam’s domestic LPG consumers have until August 16 to complete Aadhaar-based e-KYC verification…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Premium debit cards now compete with credit cards in offering airport lounge access

A review highlights a select few premium debit cards providing complimentary lounge visits and travel perks, challenging the traditional dominance of credit cards in premium travel amenities. Airport lounge access is often marketed as a credit card perk, but several…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Budgeting habits prove crucial for financial stability on modest incomes

Experts emphasise that disciplined spending, effective budgeting frameworks, and saving habits can help households maintain financial stability regardless of income level, prioritising control over surplus income. For many households, the size of a pay cheque matters less than how it…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Car dealer's insurance demand sparks legal and consumer rights debate in India

A popular YouTuber’s recent dispute with a car dealership over mandatory insurance highlights ongoing issues in India’s automotive market, with experts clarifying that dealers cannot make their insurance policies compulsory for vehicle delivery. A new-car handover turned into a dispute…

  • apxadmin
  • August 15, 2026
  • Tax, Laws & Money Explained

Indian banks tighten rules on dormant accounts, requiring reactivation to access funds

India’s banks are increasingly activating stricter procedures for dormant accounts, demanding reactivation through updated KYC documents as accounts age without customer activity, potentially complicating access to funds. Many customers forget about an old savings or current account, but Indian banks…

  • apxadmin
  • August 15, 2026
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