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Understanding the full costs of gold loans in India: what borrowers need to know

While attractive headline rates make gold loans appealing, borrowers must carefully scrutinise the loan structure, fees, and repayment terms to truly understand the total cost and avoid surprises. A gold loan can be a fast way to raise cash, but…

  • apxadmin
  • August 18, 2026
  • Fintech & Digital Money

Indian startups secure significant funding to expand AI, healthcare, and geospatial tech

Indian startups continued their robust fund-raising momentum on 18 August 2026, with notable investments in geospatial, healthcare, and AI-driven platforms, signalling sustained investor confidence in software-led innovations across sectors. India’s startup funding pipeline stayed active on 18 August 2026, with…

  • apxadmin
  • August 18, 2026
  • Fintech & Digital Money

India reaffirms UPI’s free services amid speculations of new merchant charges

India’s finance ministry clarifies that its flagship digital payments system will remain free for most users, despite recent rumours of potential merchant transaction fees, as the platform continues to expand rapidly and secure long-term resilience. India’s finance ministry has sought…

  • apxadmin
  • August 18, 2026
  • Fintech & Digital Money

Multimodal voice AI transforms digital banking by securing higher KYC completion rates

Fintech companies are adopting multimodal voice AI technology, combining voice guidance, biometric checks, and real-time analysis, to drastically reduce customer drop-off during identity verification, potentially boosting revenue and compliance efficiency. Fintech companies are increasingly turning to multimodal voice AI in…

  • apxadmin
  • August 18, 2026
  • Tax, Laws & Money Explained

Allahabad High Court rules taxpayer can't challenge jurisdiction after adverse GST penalty order

The Allahabad High Court has clarified that taxpayers cannot later oppose GST show-cause notices on jurisdictional grounds after an adverse penalty decision, emphasising the importance of pursuing statutory appeals and the doctrine of election. The Allahabad High Court at Lucknow…

  • apxadmin
  • August 18, 2026
  • Tax, Laws & Money Explained

India’s health insurance market faces fresh challenges amid rising costs and persistent myths

Despite growing awareness, misconceptions and rising medical expenses continue to hinder effective health coverage in India, prompting calls for more informed decisions among buyers. Health insurance myths still shape how many Indians think about medical cover, even as the cost…

  • apxadmin
  • August 18, 2026
  • Tax, Laws & Money Explained

Regional rural banks break lending records in fiscal year 2025-26, driven by rural credit surge

Regional rural banks in India expanded their lending by 10.3% in 2025-26, surpassing priority sector targets and achieving a record net profit, highlighting their increasing role in rural development and financial inclusion. Regional rural banks expanded their lending sharply in…

  • apxadmin
  • August 18, 2026
  • Tax, Laws & Money Explained

India’s UPI to remain free for most users as government seeks limited fees for large transactions

The Indian government assures that the Unified Payments Interface will stay free for consumers, while considering nominal charges for high-value transactions by large merchants to ensure system sustainability and growth. The Indian government has sought to calm speculation that the…

  • apxadmin
  • August 18, 2026
  • Tax, Laws & Money Explained

India’s new Section 270 streamlines tax return adjustments and scrutiny process from April 2026

India introduces a unified framework under Section 270 for processing tax returns and conducting scrutiny, aiming to simplify compliance and increase transparency from April 2026. India’s new Section 270 puts return processing and scrutiny assessment into one framework, setting out…

  • apxadmin
  • August 18, 2026
  • Markets & Investing

India's capital spending cycle shifts towards a broader and more resilient future

India is entering a deeper and more diversified phase of capital expenditure, with private sector investment across manufacturing, digital infrastructure, defence, and emerging technologies reshaping the country’s economic landscape and offering new opportunities for investors. India’s capital spending boom is…

  • apxadmin
  • August 18, 2026
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