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Indian fixed deposits offer higher rates with small finance banks gaining appeal

While traditional banks offer stable returns on fixed deposits in India, smaller lenders are increasingly providing higher interest rates, prompting investors to weigh safety against yields amid evolving market conditions. For many Indian savers, bank fixed deposits remain the simplest…

  • apxadmin
  • September 23, 2026
  • Tax, Laws & Money Explained

India’s expanded retirement savings push signals short-term pay squeeze but long-term gains

India’s Employees’ Provident Fund Organisation is increasing its wage ceiling and modernising its digital systems to bolster retirement funds. While workers face reduced monthly paychecks now, the overhaul aims to deliver faster claims and a larger pension pool in the…

  • apxadmin
  • September 23, 2026
  • Economy, Policy and Business

India's export challenge: currency depreciation fails to boost mid-tech sectors as trade barriers persist

Despite a weaker rupee and ongoing trade negotiations, India faces difficulties in elevating its mid-tech exports due to tariff distortions and sector-specific resilience, highlighting the need for strategic policy reforms. India’s policymakers have taken several steps to shore up external…

  • apxadmin
  • September 23, 2026
  • Markets & Investing

Samsung India’s profit plunge highlights margin struggles amid fierce market competition

Samsung India reports a 36% drop in annual profit despite revenue crossing Rs 1 trillion, amid intensifying competition and cost pressures in the Indian consumer electronics sector. Samsung India Electronics has reported a sharp drop in annual profit even as…

  • apxadmin
  • September 23, 2026
  • Fintech & Digital Money

India faces new compliance challenges as PayFac model gains traction for embedded payments

As platforms in India adopt the PayFac model to streamline merchant onboarding and payments, they must navigate increased compliance responsibilities amid regulatory distinctions from traditional payment aggregators. A payment facilitator, or PayFac, is a way for software platforms and marketplaces…

  • apxadmin
  • September 23, 2026
  • Markets & Investing

GAIL's robust Q1 earnings driven by pipeline growth and strategic LNG sourcing

GAIL (India) reports a strong first quarter with doubled EBITDA and a 140% rise in net profit, bolstered by expanded pipeline operations, marketable gas demand, and strategic LNG sourcing plans amidst geopolitical disruptions. GAIL (India) delivered a stronger-than-expected first quarter…

  • apxadmin
  • September 22, 2026
  • Fintech & Digital Money

Al-Futtaim partners with Juspay to streamline cross-border payments with adaptive technology

Al-Futtaim’s strategic partnership with Juspay marks a significant step towards simplifying and localising payment processes across its diverse markets, set to roll out from September 2026. Al-Futtaim has struck a strategic deal with payments technology group Juspay to handle payment…

  • apxadmin
  • September 22, 2026
  • Tax, Laws & Money Explained

India’s digital rupee aims for offline payments with Bluetooth and NFC technology

The Reserve Bank of India is testing Bluetooth and NFC to enable offline transactions for its digital rupee, promising increased resilience in low-connectivity areas. India’s central bank is pushing the digital rupee towards a world where payments can still be…

  • apxadmin
  • September 22, 2026
  • Personal Finance & Wealth

Borrowers face rising debt trap as EMI burden nears or exceeds income

A survey reveals that 60% of households are now repaying EMIs that match or surpass their monthly income, prompting concerns over long-term financial stability and rising loan-related complaints. A survey of borrowers has found that many households are already stretched…

  • apxadmin
  • September 22, 2026
  • Economy, Policy and Business

India’s uneven monsoon exacerbates rice supply fears amid policy tension over inflation and exports

Drought conditions and erratic rainfall in India threaten to reduce kharif crop yields, intensifying debates over balancing food safety, farmer incomes, and global market responsibilities amid rising prices and export restrictions. India’s monsoon shortfall and the pullback in kharif sowing…

  • apxadmin
  • September 22, 2026
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