The Public Provident Fund and Senior Citizens Savings Scheme remain key options for Indian savers, with recent interest rate stability and differing features positioning them for specific financial goals amidst evolving benefits and tax considerations. For Indian savers who value…
The central government has reiterated its stance against restoring the Old Pension Scheme, citing financial burden, even as five states express intent to revert to the guaranteed pension model, highlighting ongoing pension reform debates across India. The central government has…
India’s flagship digital payment system, UPI, is under renewed scrutiny as industry stakeholders question the sustainability of its free model amid debates over who should bear its operational costs and the potential introduction of merchant charges. India’s Unified Payments Interface…
Understanding common reasons for loan refusals and practical steps to strengthen your application , from improving credit scores to organising paperwork , can turn rejection into opportunity. A rejected business loan is usually less a final judgment than a warning…
India considers reintroducing merchant discount rates on large UPI transactions, prompting concerns among brokers, mutual fund distributors and the wider financial sector about potential impacts on profitability and transaction costs. India’s proposal to reintroduce merchant discount rates on selected Unified…
India adopts a tightly bounded approach to stablecoins, emphasising sovereignty and domestic payment integration amid global regulatory shifts. Stablecoins are increasingly best understood not as speculative crypto tokens but as payment infrastructure: a fast, programmable way to move value across…
India’s government assures consumers that the widely used Unified Payments Interface (UPI) will remain free for person-to-person transactions, while proposing limited, threshold-based merchant charges to sustain the platform’s growth and security. India’s government has said consumers will not be charged…
India’s increased import duties on gold, silver, and platinum have generated over ₹10,463 crore, amid efforts to curb smuggling and protect foreign exchange reserves, marking a significant shift in the country’s import policy. India’s higher import duties on precious metals…
Many Indian salaried workers find their EPF balances lower than expected, often due to nuances in employer contributions, withdrawal effects, and account activity, rather than missing funds. For salaried workers in India, the Employees’ Provident Fund is often treated as…
The Reserve Bank of India has held its repo rate steady for the fourth consecutive period, signalling a cautious approach amid rising inflation pressures and a cautious global monetary stance, while maintaining growth forecasts amid external uncertainties. The Reserve Bank…
