India’s ubiquitous UPI system, handling billions of transactions daily, sparks debate over sustainable funding as government subsidies struggle to cover rising operational costs. India’s Unified Payments Interface has become so routine that many users scarcely notice it. A scan of…
India’s ongoing debate over imposing MDR charges on transactions above ₹2,000 is re-emerging as policymakers evaluate the financial sustainability of its free-to-use UPI system, with the number ₹2,000 serving as a key reference point for future reforms. India’s debate over…
Unity Small Finance Bank has increased its 501-day fixed deposit rates, offering senior citizens 8.30% and general customers 7.80%, as savers seek higher, predictable income. Unity Small Finance Bank has raised the appeal of its 501-day fixed deposit with sharply…
A government-backed study reveals that small merchants are central to India’s rapid UPI adoption, raising questions about the future impact of proposed transaction charges on retail digital payments. India’s Unified Payments Interface has become the country’s dominant retail payment rail,…
Sharing identity documents via WhatsApp may be quick and convenient, but experts warn it significantly increases the risk of data leaks and misuse, prompting calls for safer, authorised sharing methods in India’s growing digital economy. WhatsApp may be the quickest…
Thailand’s mobile threat landscape has worsened significantly, with a 127% increase in attacks amid high consumer awareness, highlighting the growing vulnerability of smartphones as digital adoption accelerates across Asia-Pacific. Thailand’s mobile threat landscape is worsening quickly, even as consumers there…
UCO Bank’s new 444-day fixed deposit scheme offers some of the highest returns in the market, especially benefitting senior citizens with extra interest premiums amidst steady public sector bank competition for conservative savers. UCO Bank is drawing attention from depositors…
A modest ₹100 monthly investment through systematic investment plans can grow into ₹1 lakh over time, highlighting the importance of patience and consistent returns in wealth building with compounding. A monthly investment of just ₹100 can, over time, grow into…
A strategic approach to grocery spending balances better food choices with financial goals, emphasising gradual upgrades and mindful purchasing to enhance nutrition and ethics without sacrificing savings. Spending more on groceries does not have to mean losing control of your…
Online retirement calculators like T. Rowe Price’s and MaxiFi are transforming how workers gauge their savings sustainability, blending simplicity with sophistication as costs and features diverge. Retirement planning has become more complicated as more workers shoulder the burden of funding…
A CIBIL score of 750 or above does not guarantee loan approval, as lenders assess multiple factors including debt load, credit habits, and employment stability, which can influence decisions even for strong candidates. A CIBIL score of 750 or above…
India’s dominant digital payments system, UPI, may soon allow merchants to pay small transaction fees, marking a significant shift that could impact its role as a low-cost, ubiquitous payment method for millions. India’s push to make digital payments effortless may…
