The real expense of studying abroad for Indian students has surged past expectations, prompting families to reconsider their financial strategies amidst currency fluctuations and rising tuition fees, risking long-term financial stability. For Indian families, the dream of an overseas degree…
Tamil Nadu has increased the collateral-free education loan limit to Rs 20 lakh to make higher education more accessible for students lacking property or assets, aligning with wider Indian credit trends and easing financial barriers for middle- and lower-income families.…
With smartphones now storing sensitive personal and financial information, setting up security measures before your device is stolen is essential. Experts recommend simple safeguards like SIM PINs and configuring tracking services to prevent data breaches and financial emergencies. In an…
New insights reveal that maintaining a small credit card balance does not improve your credit score. Instead, consistent on-time payments and low credit utilisation are key factors, challenging long-standing myths about building credit. Carrying a small credit card balance does…
While settling a collection account might not instantly improve your credit score, considering factors such as account age, scoring model type, and upcoming borrowing needs can guide the decision to pay or wait. Paying off a collection account does not…
Securing a used car with affordable finance requires understanding the full costs involved, from borrowing rates to maintenance and repairs. Experts advise thorough comparison and careful planning to ensure affordability and avoid pitfalls. Buying a used car can be a…
Hyderabad police have issued a warning over a sophisticated hybrid cyber scam where thieves steal mobile devices and manipulate their contents to drain bank accounts, especially targeting senior citizens and less tech-savvy individuals. Hyderabad police have warned residents about a…
An elderly couple in Bhopal was subjected to a months-long digital arrest scam, losing ₹22 lakh after being manipulated by fraudsters posing as police and CBI officials, amidst a surge in similar incidents across India. An elderly couple in Bhopal…
A 58-year-old teacher in Bengaluru has fallen victim to a deceptive online investment scheme promising AI-managed returns, resulting in a loss of over ₹30 lakh, amid a rising wave of digital financial scams across India. A 58-year-old teacher in Bengaluru…
Generali Central Insurance is exploring innovative health policies that adjust premiums based on treatment location, alongside expanding cyber insurance products amid rising digital risks in India. Generali Central Insurance is considering a health insurance product that would vary premiums by…
A Bengaluru tech worker’s experience highlights the critical gap between long-term investments and immediate liquidity, exposing the risks faced by those with high salaries but insufficient emergency savings in times of crisis. A Bengaluru tech worker’s account of a family…
The revised Pradhan Mantri Awas Yojana Urban 2.0 introduces an upfront interest subsidy scheme aimed at making urban housing more affordable for first-time buyers from low and middle-income groups, supporting up to 1 crore households over five years. India’s Pradhan…
